Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Leicester, NY
We monitor insurance prices, helping the average driver in Leicester save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Leicester
The chart below shows the cheapest car insurance company in Leicester for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Leicester Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| Plymouth Rock Assurance | $100 |
| Safeco Insurance | $107 |
| Geico | $112 |
Savings for Every Kind of Leicester Driver
Based on our extensive insurance data, we know the average Leicester driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $608 per year by choosing the right vehicle insurance company. Some Leicester residents are paying out over $2,040 extra every year for auto insurance in Leicester. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Leicester, NY Savings / Yr. |
|---|---|
$608 |
|
$388 |
|
$775 |
|
$784 |
|
$1,921 |
|
$643 |
|
$1,024 |
Leicester Car Insurance vs. New York
People living in Leicester pay an average of 15.86% less than the typical driver in the state. The average driver in Leicester can expect to pay about $1,480 per year, or $2,040 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Leicester for most people.
Car Insurance Prices by Leicester Neighborhood
Insurance Prices
Where is insurance cheapest within Leicester?
The map shows insurance prices in and around Leicester, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $504 per year within the city boundaries, with insurance premiums ranging from a high of $2,535 to a low of $2,031. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Leicester.Pick the Best Car Insurance Company for You in Leicester
The best car insurance provider for most drivers in Leicester
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $608 over the average Leicester car insurance company.
The best car insurance provider for Leicester drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $388 over the competition.
The best car insurance company for Leicester drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $775 better than other car insurance companies.
The best auto insurance for Leicester drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $784 less each year.
The least expensive car insurance company for new and young drivers in Leicester
In Leicester, Progressive costs young drivers $1,921 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Leicester
Progressive gave the largest car insurance discounts to married couples, averaging $643 saved each year compared to an average Leicester couple's premiums.
The cheapest car insurance in Leicester for drivers with bad credit
The best Leicester car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Leicester, which was better than other insurers.
The cheapest large national provider in Leicester
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Leicester driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Leicester, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Leicester
What Influences the Cost of Car Insurance in Leicester?
On average, car insurance in Leicester is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Leicester is 28 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Leicester are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Leicester is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Leicester is $123 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wadsworth: Insurance costs 1.18% more
- Mount Morris: Insurance costs 7.60% more
- Retsof: Insurance costs 1.03% less
- Piffard: Insurance costs 1.27% more
- Geneseo: Insurance costs 5.15% more
- Peoria: Insurance costs 1.37% more
- Perry: Insurance costs 3.82% more
- Perry Center: Insurance costs 4.85% more
- Livonia Center: Insurance costs 1.37% more
- York Hamlet: Insurance costs 1.57% more
Cities with Similar Populations
- Wagon Wheel: Insurance costs 15.29% less
- Conway: Insurance costs 13.38% less
- Cook: Insurance costs 20.44% less
- Corapeake: Insurance costs 38.92% less
- Whitewater: Insurance costs 15.98% less
- West Point: Insurance costs 40.49% less
- Warsaw: Insurance costs 29.95% less
- Warriors Mark: Insurance costs 36.13% less
- Walnut Shade: Insurance costs 13.87% less
- Woodacre: Insurance costs 1.27% less