Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lewis Crossroads, SC
We monitor insurance prices, helping the average driver in Lewis Crossroads save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Lewis Crossroads
The chart below shows the cheapest car insurance company in Lewis Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Lewis Crossroads Insurer | Monthly Cost |
|---|---|
| Geico | $59 |
| State Farm | $66 |
| Auto-Owners Insurance | $67 |
| Safeco Insurance | $73 |
Savings for Every Kind of Lewis Crossroads Driver
Based on our extensive insurance data, we know the average Lewis Crossroads driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $364 per year by choosing the right vehicle insurance company. Some Lewis Crossroads residents are paying out over $1,663 extra every year for auto insurance in Lewis Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lewis Crossroads, SC Savings / Yr. |
|---|---|
$364 |
|
$654 |
|
$553 |
|
$688 |
|
$1,347 |
|
$308 |
|
$400 |
Lewis Crossroads Car Insurance vs. South Carolina
People living in Lewis Crossroads pay an average of 2.10% more than the typical driver in the state. The average driver in Lewis Crossroads can expect to pay about $978 per year, or $1,663 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Lewis Crossroads for most people.
Car Insurance Prices by Lewis Crossroads Neighborhood
Insurance Prices
Where is insurance cheapest within Lewis Crossroads?
The map shows insurance prices in and around Lewis Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $60 per year within the city boundaries, with insurance premiums ranging from a high of $1,704 to a low of $1,644. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Lewis Crossroads.Pick the Best Car Insurance Company for You in Lewis Crossroads
The best car insurance provider for most drivers in Lewis Crossroads
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $364 over the average Lewis Crossroads car insurance company.
The best car insurance provider for Lewis Crossroads drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $654 over the competition.
The best car insurance company for Lewis Crossroads drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $553 better than other car insurance companies.
The best auto insurance for Lewis Crossroads drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $688 less each year.
The least expensive car insurance company for new and young drivers in Lewis Crossroads
In Lewis Crossroads, Geico costs young drivers $1,347 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lewis Crossroads
Geico gave the largest car insurance discounts to married couples, averaging $308 saved each year compared to an average Lewis Crossroads couple's premiums.
The cheapest car insurance in Lewis Crossroads for drivers with bad credit
The best Lewis Crossroads car insurance company for customer service
Nationwide was the best company for customer service in Lewis Crossroads according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lewis Crossroads, which was better than other insurers.
The cheapest large national provider in Lewis Crossroads
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lewis Crossroads driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lewis Crossroads, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Lewis Crossroads
What Influences the Cost of Car Insurance in Lewis Crossroads?
On average, car insurance in Lewis Crossroads is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lewis Crossroads are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lewis Crossroads is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lewis Crossroads is $82 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Darlington: Insurance costs 3.01% more
- Ebenezer: Insurance costs 1.26% less
- Syracuse: Insurance costs 3.07% more
- Florence: Insurance costs 2.47% more
- Crestview: Insurance costs 4.39% more
- Quinby: Insurance costs 6.13% more
- Oats: Insurance costs 1.86% more
- Dovesville: Insurance costs 3.73% more
- Timmonsville: Insurance costs 3.19% more
- Mechanicsville: Insurance costs 4.15% more
Cities with Similar Populations
- Gansville: Insurance costs 69.57% more
- Stockett: Insurance costs 4.03% less
- Glencoe: Insurance costs 32.83% less
- Glades: Insurance costs 19.84% less
- Gem: Insurance costs 27.06% less
- Garvers Ferry: Insurance costs 17.38% less
- Garneill: Insurance costs 5.29% less
- Gardners Grove: Insurance costs 31.09% less
- Gardner: Insurance costs 29.10% less
- Garciasville: Insurance costs 3.07% more