Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lewis, NC
We monitor insurance prices, helping the average driver in Lewis save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Lewis
The chart below shows the cheapest car insurance company in Lewis for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Lewis Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $48 |
| Erie Insurance | $48 |
| Farm Bureau | $51 |
| Progressive | $54 |
Savings for Every Kind of Lewis Driver
Based on our extensive insurance data, we know the average Lewis driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $241 per year by choosing the right vehicle insurance company. Some Lewis residents are paying out over $1,257 extra every year for auto insurance in Lewis. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lewis, NC Savings / Yr. |
|---|---|
$241 |
|
$525 |
|
$382 |
|
$976 |
|
$724 |
|
$292 |
|
$438 |
Lewis Car Insurance vs. North Carolina
People living in Lewis pay an average of 0.58% more than the typical driver in the state. The average driver in Lewis can expect to pay about $753 per year, or $1,257 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Lewis for most people.
Car Insurance Prices by Lewis Neighborhood
Insurance Prices
Where is insurance cheapest within Lewis?
The map shows insurance prices in and around Lewis, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the city boundaries, with insurance premiums ranging from a high of $1,277 to a low of $1,238. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Lewis.Pick the Best Car Insurance Company for You in Lewis
The best car insurance provider for most drivers in Lewis
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $241 over the average Lewis car insurance company.
The best car insurance provider for Lewis drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $525 over the competition.
The best car insurance company for Lewis drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $382 better than other car insurance companies.
The best auto insurance for Lewis drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $976 less each year.
The least expensive car insurance company for new and young drivers in Lewis
In Lewis, State Farm costs young drivers $724 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lewis
Erie Insurance gave the largest car insurance discounts to married couples, averaging $292 saved each year compared to an average Lewis couple's premiums.
The cheapest car insurance in Lewis for drivers with bad credit
The best Lewis car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lewis, which was better than other insurers.
The cheapest large national provider in Lewis
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lewis driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lewis, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Lewis
What Influences the Cost of Car Insurance in Lewis?
On average, car insurance in Lewis is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lewis are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Lewis is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lewis is $63 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kinton Fork: Insurance costs 0.40% less
- Huntsboro: Insurance costs 1.27% less
- Oxford: Insurance costs 1.59% more
- Stovall: Insurance costs 0.64% more
- Dexter: Insurance costs 2.23% more
- Satterwhite: Insurance costs 0.64% less
- Dickerson: Insurance costs 0.24% less
- Berea: Insurance costs 0.64% less
- Fairport: Insurance costs 1.35% less
- Henderson: Insurance costs 4.69% more
Cities with Similar Populations
- Crystal: Insurance costs 14.56% less
- Twin Oaks: Insurance costs 48.05% more
- Turtlepoint: Insurance costs 7.16% more
- Thrall: Insurance costs 6.36% more
- Farmhaven: Insurance costs 41.61% more
- Deerfield Parade: Insurance costs 4.46% less
- DeBeque: Insurance costs 35.48% more
- Cutler: Insurance costs 7.16% less
- Cunningham: Insurance costs 63.48% more
- Utica: Insurance costs 25.30% more