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Get Cheap Car Insurance in Lewisville, MN
We monitor insurance prices, helping the average driver in Lewisville save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Lewisville
The chart below shows the cheapest car insurance company in Lewisville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Lewisville Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $54 |
| Kemper | $57 |
| American Family Insurance | $58 |
Savings for Every Kind of Lewisville Driver
Based on our extensive insurance data, we know the average Lewisville driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some Lewisville residents are paying out over $1,539 extra every year for auto insurance in Lewisville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lewisville, MN Savings / Yr. |
|---|---|
$414 |
|
$521 |
|
$335 |
|
$681 |
|
$1,168 |
|
$346 |
|
$910 |
Lewisville Car Insurance vs. Minnesota
People living in Lewisville pay an average of 4.15% less than the typical driver in the state. The average driver in Lewisville can expect to pay about $797 per year, or $1,539 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Lewisville for most people.
Car Insurance Prices by Lewisville Neighborhood
Insurance Prices
Where is insurance cheapest within Lewisville?
The map shows insurance prices in and around Lewisville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the city boundaries, with insurance premiums ranging from a high of $1,551 to a low of $1,500. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Lewisville.Pick the Best Car Insurance Company for You in Lewisville
The best car insurance provider for most drivers in Lewisville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $414 over the average Lewisville car insurance company.
The best car insurance provider for Lewisville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $521 over the competition.
The best car insurance company for Lewisville drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $335 better than other car insurance companies.
The best auto insurance for Lewisville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $681 less each year.
The least expensive car insurance company for new and young drivers in Lewisville
In Lewisville, State Farm costs young drivers $1,168 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lewisville
State Farm gave the largest car insurance discounts to married couples, averaging $346 saved each year compared to an average Lewisville couple's premiums.
The cheapest car insurance in Lewisville for drivers with bad credit
The best Lewisville car insurance company for customer service
Nationwide was the best company for customer service in Lewisville according to the NAIC.
Recent price drops
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The cheapest large national provider in Lewisville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lewisville driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lewisville, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Lewisville
What Influences the Cost of Car Insurance in Lewisville?
On average, car insurance in Lewisville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lewisville is 30 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lewisville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Lewisville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lewisville is $66 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Branch: Insurance costs 0.13% less
- Truman: Insurance costs 0.52% more
- Willow Creek: Insurance costs 0.39% less
- Grogan: Insurance costs 2.53% less
- Madelia: Insurance costs 1.04% more
- St. James: Insurance costs 4.48% more
- Vernon Center: Insurance costs 0.06% more
- La Salle: Insurance costs 1.82% less
- Amboy: Insurance costs 0.32% more
- Northrop: Insurance costs 3.18% less
Cities with Similar Populations
- Springvale: Insurance costs 35.67% more
- Green Acres: Insurance costs 3.51% less
- Green Creek: Insurance costs 9.23% less
- Green Valley: Insurance costs 28.01% less
- Greens Corners: Insurance costs 22.94% less
- Greenville: Insurance costs 13.06% less
- Groveland: Insurance costs 21.51% less
- Hagewood: Insurance costs 83.89% more
- Harlem: Insurance costs 56.53% more
- Hawkins: Insurance costs 23.20% less