Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Liberal, KS
We monitor insurance prices, helping the average driver in Liberal save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Liberal
The chart below shows the cheapest car insurance company in Liberal for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Liberal Insurer | Monthly Cost |
|---|---|
| State Farm | $54 |
| Kemper | $56 |
| Farm Bureau | $59 |
| Travelers | $59 |
Savings for Every Kind of Liberal Driver
Based on our extensive insurance data, we know the average Liberal driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $388 per year by choosing the right vehicle insurance company. Some Liberal residents are paying out over $1,637 extra every year for auto insurance in Liberal. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Liberal, KS Savings / Yr. |
|---|---|
$388 |
|
$618 |
|
$441 |
|
$723 |
|
$1,410 |
|
$360 |
|
$785 |
Liberal Car Insurance vs. Kansas
People living in Liberal pay an average of 4.58% more than the typical driver in the state. The average driver in Liberal can expect to pay about $882 per year, or $1,637 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Liberal for most people.
Car Insurance Prices by Liberal Neighborhood
Insurance Prices
Where is insurance cheapest within Liberal?
The map shows insurance prices in and around Liberal, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $219 per year within the city boundaries, with insurance premiums ranging from a high of $1,780 to a low of $1,561. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Liberal.Pick the Best Car Insurance Company for You in Liberal
The best car insurance provider for most drivers in Liberal
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $388 over the average Liberal car insurance company.
The best car insurance provider for Liberal drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $618 over the competition.
The best car insurance company for Liberal drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $441 better than other car insurance companies.
The best auto insurance for Liberal drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $723 less each year.
The least expensive car insurance company for new and young drivers in Liberal
In Liberal, Geico costs young drivers $1,410 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Liberal
State Farm gave the largest car insurance discounts to married couples, averaging $360 saved each year compared to an average Liberal couple's premiums.
The cheapest car insurance in Liberal for drivers with bad credit
The best Liberal car insurance company for customer service
Recent price drops
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The cheapest large national provider in Liberal
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Liberal driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Liberal, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Liberal
What Influences the Cost of Car Insurance in Liberal?
On average, car insurance in Liberal is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Liberal are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Liberal is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Liberal is $73 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Turpin: Insurance costs 4.40% more
- Tyrone: Insurance costs 5.62% more
- Woods: Insurance costs 2.87% less
- Mocane: Insurance costs 4.76% more
- Forgan: Insurance costs 4.70% more
- Hugoton: Insurance costs 2.57% less
- Rolla: Insurance costs 2.99% less
- Wilburton: Insurance costs 2.93% less
- Englewood: Insurance costs 1.10% less
- Elkhart: Insurance costs 2.57% less
Cities with Similar Populations
- Lumberton: Insurance costs 0.73% more
- Lahaina: Insurance costs 15.76% less
- Lake Placid: Insurance costs 44.53% more
- Lake Zurich: Insurance costs 5.80% less
- West Richland: Insurance costs 15.70% less
- West Pensacola: Insurance costs 60.48% more
- Lexington Park: Insurance costs 13.50% more
- Weirton: Insurance costs 11.79% less
- Lino Lakes: Insurance costs 1.34% more
- Live Oak: Insurance costs 50.34% more