Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Little Texas, LA
We monitor insurance prices, helping the average driver in Little Texas save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Little Texas
The chart below shows the cheapest car insurance company in Little Texas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Little Texas Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $110 |
| State Farm | $130 |
| Safeco Insurance | $131 |
| Clearcover | $145 |
Savings for Every Kind of Little Texas Driver
Based on our extensive insurance data, we know the average Little Texas driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $843 per year by choosing the right vehicle insurance company. Some Little Texas residents are paying out over $3,030 extra every year for auto insurance in Little Texas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Little Texas, LA Savings / Yr. |
|---|---|
$843 |
|
$1,478 |
|
$1,052 |
|
$1,587 |
|
$2,517 |
|
$781 |
|
$1,343 |
Little Texas Car Insurance vs. Louisiana
People living in Little Texas pay an average of 0.55% more than the typical driver in the state. The average driver in Little Texas can expect to pay about $1,916 per year, or $3,030 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Little Texas for most people.
Car Insurance Prices by Little Texas Neighborhood
Insurance Prices
Where is insurance cheapest within Little Texas?
The map shows insurance prices in and around Little Texas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $3,030 to a low of $3,030. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Little Texas.Pick the Best Car Insurance Company for You in Little Texas
The best car insurance provider for most drivers in Little Texas
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $843 over the average Little Texas car insurance company.
The best car insurance provider for Little Texas drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,478 over the competition.
The best car insurance company for Little Texas drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,052 better than other car insurance companies.
The best auto insurance for Little Texas drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,587 less each year.
The least expensive car insurance company for new and young drivers in Little Texas
In Little Texas, Farm Bureau costs young drivers $2,517 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Little Texas
Farm Bureau gave the largest car insurance discounts to married couples, averaging $781 saved each year compared to an average Little Texas couple's premiums.
The cheapest car insurance in Little Texas for drivers with bad credit
The best Little Texas car insurance company for customer service
Nationwide was the best company for customer service in Little Texas according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Little Texas, which was better than other insurers.
The cheapest large national provider in Little Texas
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Little Texas driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Little Texas, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Little Texas
What Influences the Cost of Car Insurance in Little Texas?
On average, car insurance in Little Texas is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Little Texas is 44 minutes, which is far more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Little Texas are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Little Texas has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Little Texas is $160 per month for minimum coverage and $252 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oakley: Insurance costs the same
- Supreme: Insurance costs 0.10% more
- Foley: Insurance costs 0.13% less
- Elm Hall: Insurance costs 1.02% more
- St. Thomas: Insurance costs 0.13% less
- Georgia: Insurance costs the same
- Napoleonville: Insurance costs 1.55% more
- Labadieville: Insurance costs 0.07% less
- Elmfield: Insurance costs 3.73% more
- Belle River: Insurance costs 5.25% less
Cities with Similar Populations
- Marion Forks: Insurance costs 53.43% less
- Madison Crossroads: Insurance costs 50.73% less
- Magic Springs: Insurance costs 43.89% less
- Mahoning: Insurance costs 53.80% less
- Mahto: Insurance costs 40.66% less
- Manchester: Insurance costs 49.04% less
- Manchester: Insurance costs 50.33% less
- Mankins: Insurance costs 41.85% less
- Maple Leaf: Insurance costs 40.83% less
- Maricopa Village: Insurance costs 39.08% less