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Get Cheap Car Insurance in Livermore Falls, ME
We monitor insurance prices, helping the average driver in Livermore Falls save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Livermore Falls
The chart below shows the cheapest car insurance company in Livermore Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Livermore Falls Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Livermore Falls Driver
Based on our extensive insurance data, we know the average Livermore Falls driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $237 per year by choosing the right vehicle insurance company. Some Livermore Falls residents are paying out over $971 extra every year for auto insurance in Livermore Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Livermore Falls, ME Savings / Yr. |
|---|---|
$237 |
|
$337 |
|
$305 |
|
$310 |
|
$986 |
|
$205 |
|
$433 |
Livermore Falls Car Insurance vs. Maine
People living in Livermore Falls pay an average of 2.61% more than the typical driver in the state. The average driver in Livermore Falls can expect to pay about $541 per year, or $971 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Livermore Falls for most people.
Car Insurance Prices by Livermore Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Livermore Falls?
The map shows insurance prices in and around Livermore Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the city boundaries, with insurance premiums ranging from a high of $976 to a low of $955. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Livermore Falls.Pick the Best Car Insurance Company for You in Livermore Falls
The best car insurance provider for most drivers in Livermore Falls
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $237 over the average Livermore Falls car insurance company.
The best car insurance provider for Livermore Falls drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $337 over the competition.
The best car insurance company for Livermore Falls drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $305 better than other car insurance companies.
The best auto insurance for Livermore Falls drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $310 less each year.
The least expensive car insurance company for new and young drivers in Livermore Falls
In Livermore Falls, Concord Group Insurance costs young drivers $986 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Livermore Falls
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $205 saved each year compared to an average Livermore Falls couple's premiums.
The cheapest car insurance in Livermore Falls for drivers with bad credit
The best Livermore Falls car insurance company for customer service
Nationwide was the best company for customer service in Livermore Falls according to the NAIC.
Recent price drops
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The cheapest large national provider in Livermore Falls
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Livermore Falls driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Livermore Falls, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Livermore Falls
What Influences the Cost of Car Insurance in Livermore Falls?
On average, car insurance in Livermore Falls is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Livermore Falls is 39 minutes, which is a little more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Livermore Falls are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Livermore Falls has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Livermore Falls is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Livermore: Insurance costs 0.82% less
- East Livermore: Insurance costs 0.41% less
- Livermore: Insurance costs 0.21% less
- Jay: Insurance costs 0.10% less
- Kents Hill: Insurance costs 1.54% less
- Canton Point: Insurance costs 0.21% more
- West Mount Vernon: Insurance costs 1.13% less
- Chesterville: Insurance costs 0.31% less
- Canton: Insurance costs 0.31% more
- Dryden: Insurance costs 0.21% less
Cities with Similar Populations
- Shalimar: Insurance costs 139.86% more
- Afton: Insurance costs 67.25% more
- Orange: Insurance costs 19.88% more
- Ottsville: Insurance costs 43.46% more
- Pierz: Insurance costs 71.16% more
- Pounding Mill: Insurance costs 25.23% more
- Prospect: Insurance costs 11.33% more
- Rives Junction: Insurance costs 181.05% more
- Sebewaing: Insurance costs 197.22% more
- Neodesha: Insurance costs 58.08% more