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Get Cheap Car Insurance in Livingston Manor, NY
We monitor insurance prices, helping the average driver in Livingston Manor save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Livingston Manor
The chart below shows the cheapest car insurance company in Livingston Manor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Livingston Manor Insurer | Monthly Cost |
|---|---|
| Kemper | $85 |
| Plymouth Rock Assurance | $113 |
| Safeco Insurance | $122 |
| Geico | $127 |
Savings for Every Kind of Livingston Manor Driver
Based on our extensive insurance data, we know the average Livingston Manor driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $688 per year by choosing the right vehicle insurance company. Some Livingston Manor residents are paying out over $2,308 extra every year for auto insurance in Livingston Manor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Livingston Manor, NY Savings / Yr. |
|---|---|
$688 |
|
$439 |
|
$877 |
|
$887 |
|
$2,173 |
|
$727 |
|
$1,158 |
Livingston Manor Car Insurance vs. New York
People living in Livingston Manor pay an average of 4.81% less than the typical driver in the state. The average driver in Livingston Manor can expect to pay about $1,674 per year, or $2,308 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Livingston Manor for most people.
Car Insurance Prices by Livingston Manor Neighborhood
Insurance Prices
Where is insurance cheapest within Livingston Manor?
The map shows insurance prices in and around Livingston Manor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $238 per year within the city boundaries, with insurance premiums ranging from a high of $2,493 to a low of $2,255. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Livingston Manor.Pick the Best Car Insurance Company for You in Livingston Manor
The best car insurance provider for most drivers in Livingston Manor
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $688 over the average Livingston Manor car insurance company.
The best car insurance provider for Livingston Manor drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $439 over the competition.
The best car insurance company for Livingston Manor drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $877 better than other car insurance companies.
The best auto insurance for Livingston Manor drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $887 less each year.
The least expensive car insurance company for new and young drivers in Livingston Manor
In Livingston Manor, Progressive costs young drivers $2,173 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Livingston Manor
Progressive gave the largest car insurance discounts to married couples, averaging $727 saved each year compared to an average Livingston Manor couple's premiums.
The cheapest car insurance in Livingston Manor for drivers with bad credit
The best Livingston Manor car insurance company for customer service
Nationwide was the best company for customer service in Livingston Manor according to the NAIC.
Recent price drops
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The cheapest large national provider in Livingston Manor
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Livingston Manor driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Livingston Manor, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Livingston Manor
What Influences the Cost of Car Insurance in Livingston Manor?
On average, car insurance in Livingston Manor is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Livingston Manor is 29 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Livingston Manor are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Livingston Manor is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Livingston Manor is $140 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Parkston: Insurance costs 0.17% less
- Deckertown: Insurance costs 0.22% more
- Shandelee: Insurance costs 0.39% more
- Hazel: Insurance costs 0.52% more
- Grooville: Insurance costs 0.82% less
- Parksville: Insurance costs 0.78% more
- White Sulphur Springs: Insurance costs 1.26% more
- Youngsville: Insurance costs 0.17% more
- Loomis: Insurance costs 4.29% more
- Roscoe: Insurance costs 0.95% more
Cities with Similar Populations
- Center City: Insurance costs 26.95% less
- Stoddard: Insurance costs 51.56% less
- Fries: Insurance costs 48.09% less
- Fresno: Insurance costs 52.12% less
- Wapwallopen: Insurance costs 40.86% less
- Delta Junction: Insurance costs 40.73% less
- Colwyn: Insurance costs 21.10% less
- Coleraine: Insurance costs 31.11% less
- Carmel: Insurance costs 59.53% less
- Browerville: Insurance costs 28.77% less