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Get Cheap Car Insurance in Livingstonville, NY
We monitor insurance prices, helping the average driver in Livingstonville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Livingstonville
The chart below shows the cheapest car insurance company in Livingstonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Livingstonville Insurer | Monthly Cost |
|---|---|
| Kemper | $80 |
| Plymouth Rock Assurance | $106 |
| Safeco Insurance | $114 |
| Geico | $119 |
Savings for Every Kind of Livingstonville Driver
Based on our extensive insurance data, we know the average Livingstonville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $646 per year by choosing the right vehicle insurance company. Some Livingstonville residents are paying out over $2,167 extra every year for auto insurance in Livingstonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Livingstonville, NY Savings / Yr. |
|---|---|
$646 |
|
$412 |
|
$823 |
|
$833 |
|
$2,040 |
|
$683 |
|
$1,088 |
Livingstonville Car Insurance vs. New York
People living in Livingstonville pay an average of 10.62% less than the typical driver in the state. The average driver in Livingstonville can expect to pay about $1,572 per year, or $2,167 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Livingstonville for most people.
Car Insurance Prices by Livingstonville Neighborhood
Insurance Prices
Where is insurance cheapest within Livingstonville?
The map shows insurance prices in and around Livingstonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,167 to a low of $2,167. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Livingstonville.Pick the Best Car Insurance Company for You in Livingstonville
The best car insurance provider for most drivers in Livingstonville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $646 over the average Livingstonville car insurance company.
The best car insurance provider for Livingstonville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $412 over the competition.
The best car insurance company for Livingstonville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $823 better than other car insurance companies.
The best auto insurance for Livingstonville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $833 less each year.
The least expensive car insurance company for new and young drivers in Livingstonville
In Livingstonville, Progressive costs young drivers $2,040 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Livingstonville
Progressive gave the largest car insurance discounts to married couples, averaging $683 saved each year compared to an average Livingstonville couple's premiums.
The cheapest car insurance in Livingstonville for drivers with bad credit
The best Livingstonville car insurance company for customer service
Nationwide was the best company for customer service in Livingstonville according to the NAIC.
Recent price drops
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The cheapest large national provider in Livingstonville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Livingstonville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Livingstonville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Livingstonville
What Influences the Cost of Car Insurance in Livingstonville?
On average, car insurance in Livingstonville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Livingstonville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Livingstonville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Livingstonville is $131 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hawversville: Insurance costs 3.32% more
- Franklinton: Insurance costs the same
- Preston Hollow: Insurance costs 4.25% more
- Middleburgh: Insurance costs 0.60% more
- Rensselaerville: Insurance costs 14.58% more
- Huntersland: Insurance costs 0.46% more
- Manor Kill: Insurance costs 1.11% more
- Mackey: Insurance costs 0.78% more
- West Durham: Insurance costs 3.05% more
- Medusa: Insurance costs 5.91% more
Cities with Similar Populations
- Shirley: Insurance costs 19.10% less
- Lindenau: Insurance costs 26.03% less
- Linville Falls: Insurance costs 44.85% less
- Lisbon Center: Insurance costs 35.49% less
- Little Turkey: Insurance costs 44.21% less
- Shadigee: Insurance costs 0.37% more
- Sharps: Insurance costs 45.59% less
- Shasta Retreat: Insurance costs 17.63% less
- Shaw: Insurance costs 11.63% less
- Shell Lake: Insurance costs 20.72% less