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Get Cheap Car Insurance in Livonia, LA
We monitor insurance prices, helping the average driver in Livonia save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Livonia
The chart below shows the cheapest car insurance company in Livonia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Livonia Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $110 |
| State Farm | $130 |
| Safeco Insurance | $131 |
| Clearcover | $146 |
Savings for Every Kind of Livonia Driver
Based on our extensive insurance data, we know the average Livonia driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $846 per year by choosing the right vehicle insurance company. Some Livonia residents are paying out over $3,042 extra every year for auto insurance in Livonia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Livonia, LA Savings / Yr. |
|---|---|
$846 |
|
$1,484 |
|
$1,056 |
|
$1,593 |
|
$2,527 |
|
$784 |
|
$1,349 |
Livonia Car Insurance vs. Louisiana
People living in Livonia pay an average of 0.96% more than the typical driver in the state. The average driver in Livonia can expect to pay about $1,924 per year, or $3,042 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Livonia for most people.
Car Insurance Prices by Livonia Neighborhood
Insurance Prices
Where is insurance cheapest within Livonia?
The map shows insurance prices in and around Livonia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $170 per year within the city boundaries, with insurance premiums ranging from a high of $3,150 to a low of $2,980. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Livonia.Pick the Best Car Insurance Company for You in Livonia
The best car insurance provider for most drivers in Livonia
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $846 over the average Livonia car insurance company.
The best car insurance provider for Livonia drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,484 over the competition.
The best car insurance company for Livonia drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,056 better than other car insurance companies.
The best auto insurance for Livonia drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,593 less each year.
The least expensive car insurance company for new and young drivers in Livonia
In Livonia, Farm Bureau costs young drivers $2,527 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Livonia
Farm Bureau gave the largest car insurance discounts to married couples, averaging $784 saved each year compared to an average Livonia couple's premiums.
The cheapest car insurance in Livonia for drivers with bad credit
The best Livonia car insurance company for customer service
Recent price drops
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The cheapest large national provider in Livonia
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Livonia driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Livonia, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Livonia
What Influences the Cost of Car Insurance in Livonia?
On average, car insurance in Livonia is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Livonia is 39 minutes, which is a little more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Livonia are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Livonia is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Livonia is $160 per month for minimum coverage and $254 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Blanks: Insurance costs 1.02% more
- Oscar: Insurance costs 0.72% more
- Valverda: Insurance costs 0.66% more
- Torbert: Insurance costs 0.76% more
- Fordoche: Insurance costs 0.79% more
- Maringouin: Insurance costs 3.94% more
- Lottie: Insurance costs 3.06% more
- Mix: Insurance costs 1.71% more
- Lakeland: Insurance costs 3.12% more
- Slacks: Insurance costs 4.17% more
Cities with Similar Populations
- Tishomingo: Insurance costs 44.38% less
- Delco: Insurance costs 56.51% less
- East Gull Lake: Insurance costs 46.75% less
- Fair Play: Insurance costs 40.93% less
- Fountain: Insurance costs 10.12% less
- Freeport: Insurance costs 62.89% less
- Grove City: Insurance costs 47.63% less
- Magazine: Insurance costs 46.02% less
- Springdale: Insurance costs 54.47% less
- Stewartsville: Insurance costs 41.85% less