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Get Cheap Car Insurance in Locke Mills, ME
We monitor insurance prices, helping the average driver in Locke Mills save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Locke Mills
The chart below shows the cheapest car insurance company in Locke Mills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Locke Mills Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Locke Mills Driver
Based on our extensive insurance data, we know the average Locke Mills driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $238 per year by choosing the right vehicle insurance company. Some Locke Mills residents are paying out over $973 extra every year for auto insurance in Locke Mills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Locke Mills, ME Savings / Yr. |
|---|---|
$238 |
|
$337 |
|
$305 |
|
$311 |
|
$988 |
|
$206 |
|
$434 |
Locke Mills Car Insurance vs. Maine
People living in Locke Mills pay an average of 2.85% more than the typical driver in the state. The average driver in Locke Mills can expect to pay about $542 per year, or $973 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Locke Mills for most people.
Car Insurance Prices by Locke Mills Neighborhood
Insurance Prices
Where is insurance cheapest within Locke Mills?
The map shows insurance prices in and around Locke Mills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the city boundaries, with insurance premiums ranging from a high of $978 to a low of $966. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Locke Mills.Pick the Best Car Insurance Company for You in Locke Mills
The best car insurance provider for most drivers in Locke Mills
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $238 over the average Locke Mills car insurance company.
The best car insurance provider for Locke Mills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $337 over the competition.
The best car insurance company for Locke Mills drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $305 better than other car insurance companies.
The best auto insurance for Locke Mills drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $311 less each year.
The least expensive car insurance company for new and young drivers in Locke Mills
In Locke Mills, Concord Group Insurance costs young drivers $988 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Locke Mills
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $206 saved each year compared to an average Locke Mills couple's premiums.
The cheapest car insurance in Locke Mills for drivers with bad credit
The best Locke Mills car insurance company for customer service
Nationwide was the best company for customer service in Locke Mills according to the NAIC.
Recent price drops
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The cheapest large national provider in Locke Mills
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Locke Mills driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Locke Mills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Locke Mills
What Influences the Cost of Car Insurance in Locke Mills?
On average, car insurance in Locke Mills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Locke Mills is 41 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Locke Mills are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Locke Mills is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Locke Mills is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bryant Pond: Insurance costs 0.41% more
- Hunts Corner: Insurance costs 0.62% less
- Mayville: Insurance costs 0.72% more
- Bethel: Insurance costs the same
- Rumford Corner: Insurance costs 0.51% more
- Trap Corner: Insurance costs 0.21% less
- West Bethel: Insurance costs 0.92% more
- West Paris: Insurance costs 0.21% less
- Hanover: Insurance costs 1.54% less
- Stoneham: Insurance costs 0.72% less
Cities with Similar Populations
- Cecil-Bishop: Insurance costs 38.23% more
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- White Plains: Insurance costs 63.93% more
- Whistleville: Insurance costs 87.46% more
- West Groton: Insurance costs 106.99% more
- Cottle: Insurance costs 55.40% more
- Clio: Insurance costs 86.54% more
- Cinco Bayou: Insurance costs 130.94% more
- Childress: Insurance costs 22.40% more
- Chestnut Ridge: Insurance costs 43.37% more