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Get Cheap Car Insurance in Lodge Pole, MT
We monitor insurance prices, helping the average driver in Lodge Pole save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Lodge Pole
The chart below shows the cheapest car insurance company in Lodge Pole for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Lodge Pole Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Travelers | $49 |
| Progressive | $51 |
| Midvale Home & Auto | $55 |
Savings for Every Kind of Lodge Pole Driver
Based on our extensive insurance data, we know the average Lodge Pole driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some Lodge Pole residents are paying out over $1,672 extra every year for auto insurance in Lodge Pole. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lodge Pole, MT Savings / Yr. |
|---|---|
$418 |
|
$745 |
|
$595 |
|
$872 |
|
$1,899 |
|
$0 |
|
$735 |
Lodge Pole Car Insurance vs. Montana
People living in Lodge Pole pay an average of 3.19% more than the typical driver in the state. The average driver in Lodge Pole can expect to pay about $796 per year, or $1,672 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Lodge Pole for most people.
Car Insurance Prices by Lodge Pole Neighborhood
Insurance Prices
Where is insurance cheapest within Lodge Pole?
The map shows insurance prices in and around Lodge Pole, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $33 per year within the city boundaries, with insurance premiums ranging from a high of $1,678 to a low of $1,645. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Lodge Pole.Pick the Best Car Insurance Company for You in Lodge Pole
The best car insurance provider for most drivers in Lodge Pole
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $418 over the average Lodge Pole car insurance company.
The best car insurance provider for Lodge Pole drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $745 over the competition.
The best car insurance company for Lodge Pole drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $595 better than other car insurance companies.
The best auto insurance for Lodge Pole drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $872 less each year.
The least expensive car insurance company for new and young drivers in Lodge Pole
In Lodge Pole, State Farm costs young drivers $1,899 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lodge Pole
The cheapest car insurance in Lodge Pole for drivers with bad credit
The best Lodge Pole car insurance company for customer service
Nationwide was the best company for customer service in Lodge Pole according to the NAIC.
Recent price drops
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The cheapest large national provider in Lodge Pole
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lodge Pole driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lodge Pole, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Lodge Pole
What Influences the Cost of Car Insurance in Lodge Pole?
On average, car insurance in Lodge Pole is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lodge Pole is 30 minutes, which is a little more than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 22 to 23 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Lodge Pole has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lodge Pole is $66 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Regina: Insurance costs 1.61% less
- Dodson: Insurance costs 1.56% less
- Savoy: Insurance costs 0.90% less
- Lloyd: Insurance costs 0.96% less
- Harlem: Insurance costs 0.84% less
- Wagner: Insurance costs 0.72% less
- Malta: Insurance costs 0.30% less
Cities with Similar Populations
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- Delmar: Insurance costs 7.24% less
- Derby: Insurance costs 27.15% less
- Des Lacs: Insurance costs 11.48% less
- Dott: Insurance costs 18.12% less
- Unger: Insurance costs 12.80% less
- Valley Water Mills: Insurance costs 3.05% more
- Vanderpool: Insurance costs 2.93% less
- Vernon: Insurance costs 32.89% less
- Vinco: Insurance costs 0.54% more