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Get Cheap Car Insurance in Loma Linda, San Jose, CA
We monitor insurance prices, helping the average driver in Loma Linda save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Loma Linda
The chart below shows the cheapest car insurance company in Loma Linda for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Loma Linda Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Loma Linda Driver
Based on our extensive insurance data, we know the average Loma Linda driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $666 per year by choosing the right vehicle insurance company. Some Loma Linda residents are paying out over $2,084 extra every year for auto insurance in Loma Linda. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Loma Linda, San Jose, CA Savings / Yr. |
|---|---|
$666 |
|
$1,221 |
|
$965 |
|
$1,696 |
|
$871 |
|
$378 |
|
$0 |
Loma Linda Car Insurance vs. San Jose
People living in Loma Linda pay an average of 3.79% more than the typical driver in the state. The average driver in Loma Linda can expect to pay about $976 per year, or $2,084 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Loma Linda for most people.
Car Insurance Prices by Loma Linda Neighborhood
Insurance Prices
Where is insurance cheapest within Loma Linda?
The map shows insurance prices in and around Loma Linda, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $144 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,140 to a low of $1,996. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Loma Linda.Pick the Best Car Insurance Company for You in Loma Linda
The best car insurance provider for most drivers in Loma Linda
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $666 over the average Loma Linda car insurance company.
The best car insurance provider for Loma Linda drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,221 over the competition.
The best car insurance company for Loma Linda drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $965 better than other car insurance companies.
The best auto insurance for Loma Linda drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,696 less each year.
The least expensive car insurance company for new and young drivers in Loma Linda
In Loma Linda, State Farm costs young drivers $871 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Loma Linda
Progressive gave the largest car insurance discounts to married couples, averaging $378 saved each year compared to an average Loma Linda couple's premiums.
The cheapest car insurance in Loma Linda for drivers with bad credit
The best Loma Linda car insurance company for customer service
Nationwide was the best company for customer service in Loma Linda according to the NAIC.
Recent price drops
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The cheapest large national provider in Loma Linda
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Loma Linda driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Loma Linda, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Loma Linda
What Influences the Cost of Car Insurance in Loma Linda?
On average, car insurance in Loma Linda is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Loma Linda are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Loma Linda is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Loma Linda is $81 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West San Jose: Insurance costs 1.15% less
- Rancho Rinconada: Insurance costs 1.25% less
- Birdland Neighbors: Insurance costs 4.89% less
- Burbank: Insurance costs 0.05% more
- Rose Garden: Insurance costs 0.14% more
- Ponderosa Park: Insurance costs 3.02% less
- Willow Glen: Insurance costs 0.62% less
- Heritage District: Insurance costs 2.16% more
- Sunnyvale West: Insurance costs 3.50% less
- Lowlanders: Insurance costs 1.54% less
Neighborhoods with Similar Populations
- Old Redford: Insurance costs 90.26% more
- London Historic District: Insurance costs 46.45% less
- Mainland Park: Insurance costs 17.27% less
- Marietta: Insurance costs 18.38% more
- Mariners Village: Insurance costs 34.12% more
- Marrion: Insurance costs 25.05% less
- Marysville Historic District: Insurance costs 48.27% less
- McIntire Terrace Historic District: Insurance costs 46.31% less
- McKinley: Insurance costs 20.63% less
- Northside: Insurance costs 24.33% less