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Get Cheap Car Insurance in Londonderry, NH
We monitor insurance prices, helping the average driver in Londonderry save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Londonderry
The chart below shows the cheapest car insurance company in Londonderry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Geico, and Midvale Home & Auto.
| Londonderry Insurer | Monthly Cost |
|---|---|
| Kemper | $41 |
| State Farm | $42 |
| Geico | $42 |
| Midvale Home & Auto | $46 |
Savings for Every Kind of Londonderry Driver
Based on our extensive insurance data, we know the average Londonderry driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $354 per year by choosing the right vehicle insurance company. Some Londonderry residents are paying out over $1,222 extra every year for auto insurance in Londonderry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Londonderry, NH Savings / Yr. |
|---|---|
$354 |
|
$512 |
|
$435 |
|
$620 |
|
$1,390 |
|
$359 |
|
$670 |
Londonderry Car Insurance vs. New Hampshire
People living in Londonderry pay an average of 1.10% more than the typical driver in the state. The average driver in Londonderry can expect to pay about $732 per year, or $1,222 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Londonderry for most people.
Car Insurance Prices by Londonderry Neighborhood
Insurance Prices
Where is insurance cheapest within Londonderry?
The map shows insurance prices in and around Londonderry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the city boundaries, with insurance premiums ranging from a high of $1,283 to a low of $1,185. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northeast parts of Londonderry.Pick the Best Car Insurance Company for You in Londonderry
The best car insurance provider for most drivers in Londonderry
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $354 over the average Londonderry car insurance company.
The best car insurance provider for Londonderry drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $512 over the competition.
The best car insurance company for Londonderry drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $435 better than other car insurance companies.
The best auto insurance for Londonderry drivers with a DUI conviction
Getting a quote from Midvale Home & Auto may cost the average person with a DUI about $620 less each year.
The least expensive car insurance company for new and young drivers in Londonderry
In Londonderry, Concord Group Insurance costs young drivers $1,390 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Londonderry
Geico gave the largest car insurance discounts to married couples, averaging $359 saved each year compared to an average Londonderry couple's premiums.
The cheapest car insurance in Londonderry for drivers with bad credit
The best Londonderry car insurance company for customer service
Nationwide was the best company for customer service in Londonderry according to the NAIC.
Recent price drops
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The cheapest large national provider in Londonderry
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Londonderry driver can expect to pay about $72 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Londonderry, USAA has the best prices for drivers with bad credit, married couples, good drivers, drivers with a DUI conviction, drivers with accidents, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Londonderry
What Influences the Cost of Car Insurance in Londonderry?
On average, car insurance in Londonderry is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Londonderry is 38 minutes, which is a little more than average for a driver in the state.
- New Hampshire state insurance regulations may allow for lower prices.
- An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Londonderry are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Londonderry is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Londonderry is $61 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Londonderry: Insurance costs 1.96% less
- Derry: Insurance costs 0.74% more
- Litchfield: Insurance costs 1.55% less
- East Merrimack: Insurance costs 2.05% more
- Windham: Insurance costs 1.72% less
- Merrimack: Insurance costs 2.13% less
- Hudson: Insurance costs 0.08% less
- Bedford: Insurance costs 0.57% less
- Auburn: Insurance costs 2.54% less
- Manchester: Insurance costs 5.48% more
Cities with Similar Populations
- Perkasie: Insurance costs 13.83% more
- Manchester: Insurance costs 9.33% more
- Maplewood: Insurance costs 83.96% more
- Marietta: Insurance costs 10.39% less
- Marion: Insurance costs 0.16% more
- Maumelle: Insurance costs 40.92% more
- Maywood: Insurance costs 98.36% more
- Newport: Insurance costs 85.92% more
- Onalaska: Insurance costs 9.49% less
- Palatka: Insurance costs 104.66% more