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Get Cheap Car Insurance in Londonderry, OH
We monitor insurance prices, helping the average driver in Londonderry save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Londonderry
The chart below shows the cheapest car insurance company in Londonderry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Londonderry Insurer | Monthly Cost |
|---|---|
| State Farm | $47 |
| Safeco Insurance | $50 |
| Travelers | $50 |
| Mile Auto | $53 |
Savings for Every Kind of Londonderry Driver
Based on our extensive insurance data, we know the average Londonderry driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $307 per year by choosing the right vehicle insurance company. Some Londonderry residents are paying out over $1,161 extra every year for auto insurance in Londonderry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Londonderry, OH Savings / Yr. |
|---|---|
$307 |
|
$522 |
|
$441 |
|
$471 |
|
$1,127 |
|
$320 |
|
$450 |
Londonderry Car Insurance vs. Ohio
People living in Londonderry pay an average of 3.34% more than the typical driver in the state. The average driver in Londonderry can expect to pay about $784 per year, or $1,161 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Londonderry for most people.
Car Insurance Prices by Londonderry Neighborhood
Insurance Prices
Where is insurance cheapest within Londonderry?
The map shows insurance prices in and around Londonderry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the city boundaries, with insurance premiums ranging from a high of $1,190 to a low of $1,121. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Londonderry.Pick the Best Car Insurance Company for You in Londonderry
The best car insurance provider for most drivers in Londonderry
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $307 over the average Londonderry car insurance company.
The best car insurance provider for Londonderry drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $522 over the competition.
The best car insurance company for Londonderry drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $441 better than other car insurance companies.
The best auto insurance for Londonderry drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $471 less each year.
The least expensive car insurance company for new and young drivers in Londonderry
In Londonderry, Geico costs young drivers $1,127 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Londonderry
State Farm gave the largest car insurance discounts to married couples, averaging $320 saved each year compared to an average Londonderry couple's premiums.
The cheapest car insurance in Londonderry for drivers with bad credit
The best Londonderry car insurance company for customer service
Nationwide was the best company for customer service in Londonderry according to the NAIC.
Recent price drops
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The cheapest large national provider in Londonderry
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Londonderry driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Londonderry, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Londonderry
What Influences the Cost of Car Insurance in Londonderry?
On average, car insurance in Londonderry is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Londonderry is 50 minutes, which is far more than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Londonderry are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Londonderry is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Londonderry is $65 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lickskillet: Insurance costs 1.03% more
- Vigo: Insurance costs 2.41% less
- Schooleys: Insurance costs 3.88% less
- Mooresville: Insurance costs 6.03% less
- Ray: Insurance costs 0.86% more
- Tucson: Insurance costs 3.79% less
- Richmond Dale: Insurance costs 2.50% less
- Schrader: Insurance costs 5.60% less
- Pride: Insurance costs 2.50% less
- Higby: Insurance costs 2.93% less
Cities with Similar Populations
- Almo: Insurance costs 74.16% more
- Yutan: Insurance costs 18.78% more
- Younger Creek: Insurance costs 75.19% more
- West Union: Insurance costs 29.03% more
- Wakefield: Insurance costs 20.41% more
- Trebeins: Insurance costs 8.10% less
- Stephentown: Insurance costs 85.01% more
- Gnadenhutten: Insurance costs 5.43% less
- Fleming: Insurance costs 44.27% more
- Dayton: Insurance costs 20.33% more