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Get Cheap Car Insurance in Lonepine, MT
We monitor insurance prices, helping the average driver in Lonepine save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Lonepine
The chart below shows the cheapest car insurance company in Lonepine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Lonepine Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Travelers | $48 |
| Progressive | $50 |
| Midvale Home & Auto | $53 |
Savings for Every Kind of Lonepine Driver
Based on our extensive insurance data, we know the average Lonepine driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $405 per year by choosing the right vehicle insurance company. Some Lonepine residents are paying out over $1,621 extra every year for auto insurance in Lonepine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lonepine, MT Savings / Yr. |
|---|---|
$405 |
|
$722 |
|
$577 |
|
$845 |
|
$1,841 |
|
$0 |
|
$712 |
Lonepine Car Insurance vs. Montana
People living in Lonepine pay an average of 0.03% more than the typical driver in the state. The average driver in Lonepine can expect to pay about $771 per year, or $1,621 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Lonepine for most people.
Car Insurance Prices by Lonepine Neighborhood
Insurance Prices
Where is insurance cheapest within Lonepine?
The map shows insurance prices in and around Lonepine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,626 to a low of $1,571. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Lonepine.Pick the Best Car Insurance Company for You in Lonepine
The best car insurance provider for most drivers in Lonepine
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $405 over the average Lonepine car insurance company.
The best car insurance provider for Lonepine drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $722 over the competition.
The best car insurance company for Lonepine drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $577 better than other car insurance companies.
The best auto insurance for Lonepine drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $845 less each year.
The least expensive car insurance company for new and young drivers in Lonepine
In Lonepine, State Farm costs young drivers $1,841 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lonepine
The cheapest car insurance in Lonepine for drivers with bad credit
The best Lonepine car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lonepine
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lonepine driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lonepine, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Lonepine
What Influences the Cost of Car Insurance in Lonepine?
On average, car insurance in Lonepine is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lonepine is 27 minutes, which is about the national average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Lonepine is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lonepine is $64 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hot Springs: Insurance costs the same
- Niarada: Insurance costs 1.48% more
- Elmo: Insurance costs 2.71% more
- Plains: Insurance costs 1.79% less
- Big Arm: Insurance costs 1.85% more
- Proctor: Insurance costs 1.30% more
- Dayton: Insurance costs 2.65% more
- Paradise: Insurance costs 1.97% less
- Perma: Insurance costs 0.80% less
- Polson: Insurance costs 0.68% less
Cities with Similar Populations
- Hickory Hill: Insurance costs 4.32% more
- Teakean: Insurance costs 29.24% less
- Teaberry: Insurance costs 10.73% less
- Taycheedah: Insurance costs 35.84% less
- Tanana: Insurance costs 14.99% less
- Talleyrand: Insurance costs 23.94% less
- Takilma: Insurance costs 12.77% less
- Tabernacle: Insurance costs 7.83% more
- Sykeston: Insurance costs 10.61% less
- Sweetwater: Insurance costs 9.19% more