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Get Cheap Car Insurance in Longdale, VA
We monitor insurance prices, helping the average driver in Longdale save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Longdale
The chart below shows the cheapest car insurance company in Longdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Longdale Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $50 |
| Safeco Insurance | $54 |
Savings for Every Kind of Longdale Driver
Based on our extensive insurance data, we know the average Longdale driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $442 per year by choosing the right vehicle insurance company. Some Longdale residents are paying out over $1,173 extra every year for auto insurance in Longdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Longdale, VA Savings / Yr. |
|---|---|
$442 |
|
$755 |
|
$646 |
|
$631 |
|
$1,033 |
|
$237 |
|
$426 |
Longdale Car Insurance vs. Virginia
People living in Longdale pay an average of 3.47% less than the typical driver in the state. The average driver in Longdale can expect to pay about $812 per year, or $1,173 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Longdale for most people.
Car Insurance Prices by Longdale Neighborhood
Insurance Prices
Where is insurance cheapest within Longdale?
The map shows insurance prices in and around Longdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,173 to a low of $1,173. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Longdale.Pick the Best Car Insurance Company for You in Longdale
The best car insurance provider for most drivers in Longdale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $442 over the average Longdale car insurance company.
The best car insurance provider for Longdale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $755 over the competition.
The best car insurance company for Longdale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $646 better than other car insurance companies.
The best auto insurance for Longdale drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $631 less each year.
The least expensive car insurance company for new and young drivers in Longdale
In Longdale, Erie Insurance costs young drivers $1,033 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Longdale
Farm Bureau gave the largest car insurance discounts to married couples, averaging $237 saved each year compared to an average Longdale couple's premiums.
The cheapest car insurance in Longdale for drivers with bad credit
The best Longdale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Longdale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Longdale driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Longdale, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Longdale
What Influences the Cost of Car Insurance in Longdale?
On average, car insurance in Longdale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Longdale is 33 minutes, which is a little less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Longdale are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Longdale is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Longdale is $68 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clifton Forge: Insurance costs 0.26% more
- Copeland: Insurance costs 1.11% more
- Griffith: Insurance costs 0.85% less
- Iron Gate: Insurance costs 0.60% more
- Selma: Insurance costs 0.51% more
- Healing Springs: Insurance costs 1.02% less
- Longdale Furnace: Insurance costs the same
- Low Moor: Insurance costs 0.60% more
- Mallow: Insurance costs 0.34% more
- Carloover: Insurance costs 0.26% less
Cities with Similar Populations
- Grant: Insurance costs 5.54% more
- Strawberry Ridge: Insurance costs 10.66% more
- Hanford: Insurance costs 0.17% more
- Grove Lake: Insurance costs 32.65% more
- Gross: Insurance costs 27.20% more
- Gros Cap: Insurance costs 128.39% more
- Grogan: Insurance costs 27.88% more
- Grier City: Insurance costs 15.52% more
- Greenwich: Insurance costs 3.50% more
- Green River: Insurance costs 21.48% more