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Get Cheap Car Insurance in Lorenz Park, NY
We monitor insurance prices, helping the average driver in Lorenz Park save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Lorenz Park
The chart below shows the cheapest car insurance company in Lorenz Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Lorenz Park Insurer | Monthly Cost |
|---|---|
| Kemper | $82 |
| Plymouth Rock Assurance | $109 |
| Safeco Insurance | $117 |
| Geico | $122 |
Savings for Every Kind of Lorenz Park Driver
Based on our extensive insurance data, we know the average Lorenz Park driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $664 per year by choosing the right vehicle insurance company. Some Lorenz Park residents are paying out over $2,227 extra every year for auto insurance in Lorenz Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lorenz Park, NY Savings / Yr. |
|---|---|
$664 |
|
$423 |
|
$846 |
|
$856 |
|
$2,096 |
|
$701 |
|
$1,117 |
Lorenz Park Car Insurance vs. New York
People living in Lorenz Park pay an average of 8.18% less than the typical driver in the state. The average driver in Lorenz Park can expect to pay about $1,615 per year, or $2,227 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Lorenz Park for most people.
Car Insurance Prices by Lorenz Park Neighborhood
Insurance Prices
Where is insurance cheapest within Lorenz Park?
The map shows insurance prices in and around Lorenz Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $2,249 to a low of $2,205. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Lorenz Park.Pick the Best Car Insurance Company for You in Lorenz Park
The best car insurance provider for most drivers in Lorenz Park
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $664 over the average Lorenz Park car insurance company.
The best car insurance provider for Lorenz Park drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $423 over the competition.
The best car insurance company for Lorenz Park drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $846 better than other car insurance companies.
The best auto insurance for Lorenz Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $856 less each year.
The least expensive car insurance company for new and young drivers in Lorenz Park
In Lorenz Park, Progressive costs young drivers $2,096 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lorenz Park
Progressive gave the largest car insurance discounts to married couples, averaging $701 saved each year compared to an average Lorenz Park couple's premiums.
The cheapest car insurance in Lorenz Park for drivers with bad credit
The best Lorenz Park car insurance company for customer service
Nationwide was the best company for customer service in Lorenz Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Lorenz Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lorenz Park driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lorenz Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Lorenz Park
What Influences the Cost of Car Insurance in Lorenz Park?
On average, car insurance in Lorenz Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lorenz Park is 32 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lorenz Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Lorenz Park is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lorenz Park is $135 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Athens: Insurance costs 0.36% more
- Hudson: Insurance costs 5.57% more
- Stottville: Insurance costs 0.36% less
- Columbiaville: Insurance costs 0.18% less
- Limestreet: Insurance costs 0.04% less
- Claverack: Insurance costs 2.11% more
- Stuyvesant Falls: Insurance costs 1.53% less
- Greendale: Insurance costs the same
- Mellenville: Insurance costs 2.20% more
- Coxsackie: Insurance costs 9.70% more
Cities with Similar Populations
- South Horicon: Insurance costs 5.66% less
- Snake Creek: Insurance costs 23.84% less
- Snow Hill: Insurance costs 26.81% less
- Snufftown: Insurance costs 2.96% more
- Sorrel: Insurance costs 37.00% more
- South Berne: Insurance costs 1.93% less
- South Calera: Insurance costs 29.59% less
- South Chili: Insurance costs 5.07% less
- South Corinth: Insurance costs 2.11% less
- South Dover: Insurance costs 57.52% less