Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lorenzo, NE
We monitor insurance prices, helping the average driver in Lorenzo save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in Lorenzo
The chart below shows the cheapest car insurance company in Lorenzo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| Lorenzo Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $36 |
| American Family Insurance | $42 |
| State Farm | $42 |
| Progressive | $51 |
Savings for Every Kind of Lorenzo Driver
Based on our extensive insurance data, we know the average Lorenzo driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $576 per year by choosing the right vehicle insurance company. Some Lorenzo residents are paying out over $1,467 extra every year for auto insurance in Lorenzo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lorenzo, NE Savings / Yr. |
|---|---|
$576 |
|
$433 |
|
$406 |
|
$316 |
|
$1,392 |
|
$167 |
|
$769 |
Lorenzo Car Insurance vs. Nebraska
People living in Lorenzo pay an average of 2.85% more than the typical driver in the state. The average driver in Lorenzo can expect to pay about $602 per year, or $1,467 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Lorenzo for most people.
Car Insurance Prices by Lorenzo Neighborhood
Insurance Prices
Where is insurance cheapest within Lorenzo?
The map shows insurance prices in and around Lorenzo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,467 to a low of $1,467. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Lorenzo.Pick the Best Car Insurance Company for You in Lorenzo
The best car insurance provider for most drivers in Lorenzo
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $576 over the average Lorenzo car insurance company.
The best car insurance provider for Lorenzo drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $433 over the competition.
The best car insurance company for Lorenzo drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $406 better than other car insurance companies.
The best auto insurance for Lorenzo drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $316 less each year.
The least expensive car insurance company for new and young drivers in Lorenzo
In Lorenzo, Farmers Mutual of Nebraska costs young drivers $1,392 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lorenzo
Nationwide gave the largest car insurance discounts to married couples, averaging $167 saved each year compared to an average Lorenzo couple's premiums.
The cheapest car insurance in Lorenzo for drivers with bad credit
The best Lorenzo car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lorenzo, which was better than other insurers.
The cheapest large national provider in Lorenzo
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Lorenzo driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lorenzo, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around Lorenzo
What Influences the Cost of Car Insurance in Lorenzo?
On average, car insurance in Lorenzo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lorenzo is 26 minutes, which is about the national average for a driver in the state.
- Nebraska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lorenzo are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Lorenzo is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lorenzo is $50 per month for minimum coverage and $122 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sidney: Insurance costs 2.79% less
- Colton: Insurance costs 0.07% less
- Peetz: Insurance costs 27.74% more
- Proctor: Insurance costs 27.95% more
- Sunol: Insurance costs the same
- Potter: Insurance costs the same
- Crook: Insurance costs 28.15% more
- Gurley: Insurance costs the same
- Padroni: Insurance costs 27.88% more
- Jacinto: Insurance costs 0.20% less
Cities with Similar Populations
- Hollywood: Insurance costs 20.59% more
- Heceta Beach: Insurance costs 3.61% less
- Henrys Mill: Insurance costs 6.82% less
- Herrick Center: Insurance costs 3.48% less
- Hicks: Insurance costs 18.13% more
- High Flats: Insurance costs 39.06% more
- Hightown: Insurance costs 20.59% less
- Hillerman: Insurance costs 2.45% less
- Holcut: Insurance costs 17.31% more
- Holland: Insurance costs 3.95% less