Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lost Springs, KS
We monitor insurance prices, helping the average driver in Lost Springs save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Lost Springs
The chart below shows the cheapest car insurance company in Lost Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Lost Springs Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Kemper | $53 |
| Farm Bureau | $55 |
| Travelers | $56 |
Savings for Every Kind of Lost Springs Driver
Based on our extensive insurance data, we know the average Lost Springs driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $364 per year by choosing the right vehicle insurance company. Some Lost Springs residents are paying out over $1,537 extra every year for auto insurance in Lost Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lost Springs, KS Savings / Yr. |
|---|---|
$364 |
|
$580 |
|
$414 |
|
$679 |
|
$1,324 |
|
$338 |
|
$738 |
Lost Springs Car Insurance vs. Kansas
People living in Lost Springs pay an average of 1.79% less than the typical driver in the state. The average driver in Lost Springs can expect to pay about $828 per year, or $1,537 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lost Springs for most people.
Car Insurance Prices by Lost Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Lost Springs?
The map shows insurance prices in and around Lost Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the city boundaries, with insurance premiums ranging from a high of $1,541 to a low of $1,529. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Lost Springs.Pick the Best Car Insurance Company for You in Lost Springs
The best car insurance provider for most drivers in Lost Springs
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $364 over the average Lost Springs car insurance company.
The best car insurance provider for Lost Springs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $580 over the competition.
The best car insurance company for Lost Springs drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $414 better than other car insurance companies.
The best auto insurance for Lost Springs drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $679 less each year.
The least expensive car insurance company for new and young drivers in Lost Springs
In Lost Springs, Geico costs young drivers $1,324 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lost Springs
State Farm gave the largest car insurance discounts to married couples, averaging $338 saved each year compared to an average Lost Springs couple's premiums.
The cheapest car insurance in Lost Springs for drivers with bad credit
The best Lost Springs car insurance company for customer service
Nationwide was the best company for customer service in Lost Springs according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lost Springs, which was better than other insurers.
The cheapest large national provider in Lost Springs
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lost Springs driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lost Springs, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Lost Springs
What Influences the Cost of Car Insurance in Lost Springs?
On average, car insurance in Lost Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lost Springs are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Lost Springs has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lost Springs is $69 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ramona: Insurance costs 0.33% less
- Burdick: Insurance costs 0.20% more
- Herington: Insurance costs 1.82% more
- Lincolnville: Insurance costs 0.13% more
- Pilsen: Insurance costs 0.33% less
- Tampa: Insurance costs 0.46% less
- Hope: Insurance costs 0.13% more
- Shady Brook: Insurance costs 0.85% less
- Latimer: Insurance costs 0.13% more
- Eastshore: Insurance costs 0.59% more
Cities with Similar Populations
- Hazelhurst: Insurance costs 8.72% less
- Hartwood: Insurance costs 52.64% more
- Harvey: Insurance costs 6.83% more
- Hastings: Insurance costs 2.80% more
- Hatfield: Insurance costs 14.44% more
- Hatton: Insurance costs 30.38% less
- Haugan: Insurance costs 3.45% more
- Hayfield: Insurance costs 20.75% less
- Hayton: Insurance costs 31.88% less
- Hartmans Corners: Insurance costs 40.21% more