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Get Cheap Car Insurance in Lottsville, PA
We monitor insurance prices, helping the average driver in Lottsville save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Lottsville
The chart below shows the cheapest car insurance company in Lottsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Lottsville Insurer | Monthly Cost |
|---|---|
| Kemper | $52 |
| Metromile | $52 |
| Travelers | $52 |
| State Farm | $55 |
Savings for Every Kind of Lottsville Driver
Based on our extensive insurance data, we know the average Lottsville driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $392 per year by choosing the right vehicle insurance company. Some Lottsville residents are paying out over $1,399 extra every year for auto insurance in Lottsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lottsville, PA Savings / Yr. |
|---|---|
$392 |
|
$694 |
|
$531 |
|
$633 |
|
$1,620 |
|
$281 |
|
$501 |
Lottsville Car Insurance vs. Pennsylvania
People living in Lottsville pay an average of 1.92% less than the typical driver in the state. The average driver in Lottsville can expect to pay about $867 per year, or $1,399 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lottsville for most people.
Car Insurance Prices by Lottsville Neighborhood
Insurance Prices
Where is insurance cheapest within Lottsville?
The map shows insurance prices in and around Lottsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,399 to a low of $1,399. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Lottsville.Pick the Best Car Insurance Company for You in Lottsville
The best car insurance provider for most drivers in Lottsville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $392 over the average Lottsville car insurance company.
The best car insurance provider for Lottsville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $694 over the competition.
The best car insurance company for Lottsville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $531 better than other car insurance companies.
The best auto insurance for Lottsville drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $633 less each year.
The least expensive car insurance company for new and young drivers in Lottsville
In Lottsville, Travelers costs young drivers $1,620 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lottsville
State Farm gave the largest car insurance discounts to married couples, averaging $281 saved each year compared to an average Lottsville couple's premiums.
The cheapest car insurance in Lottsville for drivers with bad credit
The best Lottsville car insurance company for customer service
Nationwide was the best company for customer service in Lottsville according to the NAIC.
Recent price drops
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The cheapest large national provider in Lottsville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lottsville driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lottsville, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Lottsville
What Influences the Cost of Car Insurance in Lottsville?
On average, car insurance in Lottsville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lottsville is 30 minutes, which is a little less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lottsville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Lottsville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lottsville is $72 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bear Lake: Insurance costs 0.14% less
- Watts Flats: Insurance costs 56.68% more
- Sugar Grove: Insurance costs 0.71% less
- Pine Valley: Insurance costs 1.36% less
- Chandlers Valley: Insurance costs 3.86% less
- Panama: Insurance costs 54.25% more
- Spring Creek: Insurance costs 1.36% less
- Pittsfield: Insurance costs 1.79% less
- Columbus: Insurance costs 1.64% less
- Ashville: Insurance costs 54.04% more
Cities with Similar Populations
- Sunnyside: Insurance costs 87.13% more
- Heizer: Insurance costs 11.44% more
- Hemlock Center: Insurance costs 12.37% less
- Stennett: Insurance costs 11.51% less
- Stephens: Insurance costs 67.48% more
- Steuben Valley: Insurance costs 49.18% more
- Stillwater: Insurance costs 67.05% more
- Stillwell: Insurance costs 15.80% less
- Stone Church: Insurance costs 1.43% more
- Haverhill: Insurance costs 18.37% less