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Get Cheap Car Insurance in Lovely, KY
We monitor insurance prices, helping the average driver in Lovely save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Lovely
The chart below shows the cheapest car insurance company in Lovely for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Lovely Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $68 |
| State Farm | $68 |
| Travelers | $99 |
| Geico | $107 |
Savings for Every Kind of Lovely Driver
Based on our extensive insurance data, we know the average Lovely driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $602 per year by choosing the right vehicle insurance company. Some Lovely residents are paying out over $2,383 extra every year for auto insurance in Lovely. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lovely, KY Savings / Yr. |
|---|---|
$602 |
|
$987 |
|
$971 |
|
$982 |
|
$1,945 |
|
$651 |
|
$1,043 |
Lovely Car Insurance vs. Kentucky
People living in Lovely pay an average of 11.65% more than the typical driver in the state. The average driver in Lovely can expect to pay about $1,227 per year, or $2,383 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Lovely for most people.
Car Insurance Prices by Lovely Neighborhood
Insurance Prices
Where is insurance cheapest within Lovely?
The map shows insurance prices in and around Lovely, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $19 per year within the city boundaries, with insurance premiums ranging from a high of $2,393 to a low of $2,374. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Lovely.Pick the Best Car Insurance Company for You in Lovely
The best car insurance provider for most drivers in Lovely
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $602 over the average Lovely car insurance company.
The best car insurance provider for Lovely drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $987 over the competition.
The best car insurance company for Lovely drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $971 better than other car insurance companies.
The best auto insurance for Lovely drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $982 less each year.
The least expensive car insurance company for new and young drivers in Lovely
In Lovely, State Farm costs young drivers $1,945 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lovely
State Farm gave the largest car insurance discounts to married couples, averaging $651 saved each year compared to an average Lovely couple's premiums.
The cheapest car insurance in Lovely for drivers with bad credit
The best Lovely car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lovely
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lovely driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lovely, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Lovely
What Influences the Cost of Car Insurance in Lovely?
On average, car insurance in Lovely is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lovely is 54 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lovely are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lovely has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lovely is $102 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pilgrim: Insurance costs 0.34% more
- Naugatuck: Insurance costs 27.53% less
- Warfield: Insurance costs 2.14% less
- Blocton: Insurance costs 27.15% less
- Kermit: Insurance costs 27.91% less
- Beauty: Insurance costs 0.55% less
- Selwyn: Insurance costs 27.78% less
- Maher: Insurance costs 26.98% less
- McClure: Insurance costs 1.13% less
- Borderland: Insurance costs 25.77% less
Cities with Similar Populations
- Windle: Insurance costs 43.64% less
- Briar Creek: Insurance costs 43.98% less
- Bricelyn: Insurance costs 34.54% less
- Briny Breezes: Insurance costs 26.56% more
- Browns Crossroads: Insurance costs 40.83% less
- Brownsville: Insurance costs 51.11% less
- Brunersburg: Insurance costs 56.19% less
- Brunswick Naval Air Station: Insurance costs 60.01% less
- Buell: Insurance costs 39.03% less
- Burkettsville: Insurance costs 56.23% less