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Get Cheap Car Insurance in Lovington, IL
We monitor insurance prices, helping the average driver in Lovington save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Lovington
The chart below shows the cheapest car insurance company in Lovington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Lovington Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Country Financial | $53 |
| Metromile | $57 |
| American Family Insurance | $61 |
Savings for Every Kind of Lovington Driver
Based on our extensive insurance data, we know the average Lovington driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $337 per year by choosing the right vehicle insurance company. Some Lovington residents are paying out over $1,443 extra every year for auto insurance in Lovington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lovington, IL Savings / Yr. |
|---|---|
$337 |
|
$634 |
|
$507 |
|
$532 |
|
$1,310 |
|
$377 |
|
$484 |
Lovington Car Insurance vs. Illinois
People living in Lovington pay an average of 4.50% less than the typical driver in the state. The average driver in Lovington can expect to pay about $857 per year, or $1,443 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Lovington for most people.
Car Insurance Prices by Lovington Neighborhood
Insurance Prices
Where is insurance cheapest within Lovington?
The map shows insurance prices in and around Lovington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $122 per year within the city boundaries, with insurance premiums ranging from a high of $1,498 to a low of $1,376. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Lovington.Pick the Best Car Insurance Company for You in Lovington
The best car insurance provider for most drivers in Lovington
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $337 over the average Lovington car insurance company.
The best car insurance provider for Lovington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $634 over the competition.
The best car insurance company for Lovington drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $507 better than other car insurance companies.
The best auto insurance for Lovington drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $532 less each year.
The least expensive car insurance company for new and young drivers in Lovington
In Lovington, State Farm costs young drivers $1,310 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lovington
State Farm gave the largest car insurance discounts to married couples, averaging $377 saved each year compared to an average Lovington couple's premiums.
The cheapest car insurance in Lovington for drivers with bad credit
The best Lovington car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lovington
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lovington driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lovington, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lovington
What Influences the Cost of Car Insurance in Lovington?
On average, car insurance in Lovington is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lovington are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Lovington is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lovington is $71 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Williamsburg: Insurance costs 3.53% more
- Lake City: Insurance costs 3.19% less
- Lintner: Insurance costs 0.49% less
- Hammond: Insurance costs 1.11% less
- Pierson: Insurance costs 1.59% more
- Chipps: Insurance costs 0.83% less
- Cadwell: Insurance costs 2.91% more
- La Place: Insurance costs 3.12% less
- Bethany: Insurance costs 1.04% less
- Arthur: Insurance costs 1.04% less
Cities with Similar Populations
- Andover: Insurance costs 17.05% less
- Yates Center: Insurance costs 8.11% more
- Woodlawn: Insurance costs 2.56% less
- Westchester: Insurance costs 32.36% more
- Washington: Insurance costs 13.93% more
- Upper Brookville: Insurance costs 80.46% more
- Underwood: Insurance costs 16.08% less
- Darlington: Insurance costs 19.33% less
- Danvers: Insurance costs 6.51% less
- Damariscotta: Insurance costs 33.54% less