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Get Cheap Car Insurance in Lowell, OR
We monitor insurance prices, helping the average driver in Lowell save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Lowell
The chart below shows the cheapest car insurance company in Lowell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Lowell Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $61 |
| Country Financial | $67 |
| Travelers | $70 |
Savings for Every Kind of Lowell Driver
Based on our extensive insurance data, we know the average Lowell driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some Lowell residents are paying out over $1,414 extra every year for auto insurance in Lowell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lowell, OR Savings / Yr. |
|---|---|
$449 |
|
$669 |
|
$545 |
|
$612 |
|
$1,625 |
|
$439 |
|
$523 |
Lowell Car Insurance vs. Oregon
People living in Lowell pay an average of 6.24% less than the typical driver in the state. The average driver in Lowell can expect to pay about $1,091 per year, or $1,414 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lowell for most people.
Car Insurance Prices by Lowell Neighborhood
Insurance Prices
Where is insurance cheapest within Lowell?
The map shows insurance prices in and around Lowell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $97 per year within the city boundaries, with insurance premiums ranging from a high of $1,451 to a low of $1,354. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Lowell.Pick the Best Car Insurance Company for You in Lowell
The best car insurance provider for most drivers in Lowell
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $449 over the average Lowell car insurance company.
The best car insurance provider for Lowell drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for Lowell drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $545 better than other car insurance companies.
The best auto insurance for Lowell drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $612 less each year.
The least expensive car insurance company for new and young drivers in Lowell
In Lowell, Country Financial costs young drivers $1,625 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lowell
State Farm gave the largest car insurance discounts to married couples, averaging $439 saved each year compared to an average Lowell couple's premiums.
The cheapest car insurance in Lowell for drivers with bad credit
The best Lowell car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lowell
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lowell driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lowell, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Lowell
What Influences the Cost of Car Insurance in Lowell?
On average, car insurance in Lowell is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lowell are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Lowell has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lowell is $91 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dexter: Insurance costs 1.27% less
- Fall Creek: Insurance costs 3.18% less
- Winberry: Insurance costs 4.24% less
- Minnow: Insurance costs 0.21% less
- Trent: Insurance costs 2.62% less
- Jasper: Insurance costs 2.62% more
- Pleasant Hill: Insurance costs 0.21% more
- Saginaw: Insurance costs 3.89% less
- Thurston: Insurance costs 3.11% less
- Creswell: Insurance costs 0.50% less
Cities with Similar Populations
- Loughman: Insurance costs 74.54% more
- Saddlestring: Insurance costs 10.89% more
- Rubyville: Insurance costs 18.53% less
- Red Hill: Insurance costs 7.92% more
- Pulaski: Insurance costs 15.98% more
- Mill Creek: Insurance costs 6.86% more
- Middle Verde: Insurance costs 23.13% more
- McKenzie: Insurance costs 3.75% more
- Martin Springs: Insurance costs 14.78% more
- Manns Choice: Insurance costs 4.46% less