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Get Cheap Car Insurance in Lowes Island, VA
We monitor insurance prices, helping the average driver in Lowes Island save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Lowes Island
The chart below shows the cheapest car insurance company in Lowes Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Lowes Island Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $53 |
| Farm Bureau | $56 |
| Safeco Insurance | $59 |
Savings for Every Kind of Lowes Island Driver
Based on our extensive insurance data, we know the average Lowes Island driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $487 per year by choosing the right vehicle insurance company. Some Lowes Island residents are paying out over $1,293 extra every year for auto insurance in Lowes Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lowes Island, VA Savings / Yr. |
|---|---|
$487 |
|
$832 |
|
$712 |
|
$696 |
|
$1,139 |
|
$261 |
|
$469 |
Lowes Island Car Insurance vs. Virginia
People living in Lowes Island pay an average of 6.43% more than the typical driver in the state. The average driver in Lowes Island can expect to pay about $895 per year, or $1,293 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lowes Island for most people.
Car Insurance Prices by Lowes Island Neighborhood
Insurance Prices
Where is insurance cheapest within Lowes Island?
The map shows insurance prices in and around Lowes Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $1,343 to a low of $1,276. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Lowes Island.Pick the Best Car Insurance Company for You in Lowes Island
The best car insurance provider for most drivers in Lowes Island
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $487 over the average Lowes Island car insurance company.
The best car insurance provider for Lowes Island drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $832 over the competition.
The best car insurance company for Lowes Island drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $712 better than other car insurance companies.
The best auto insurance for Lowes Island drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $696 less each year.
The least expensive car insurance company for new and young drivers in Lowes Island
In Lowes Island, Erie Insurance costs young drivers $1,139 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lowes Island
Farm Bureau gave the largest car insurance discounts to married couples, averaging $261 saved each year compared to an average Lowes Island couple's premiums.
The cheapest car insurance in Lowes Island for drivers with bad credit
The best Lowes Island car insurance company for customer service
Nationwide was the best company for customer service in Lowes Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Lowes Island
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lowes Island driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lowes Island, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Lowes Island
What Influences the Cost of Car Insurance in Lowes Island?
On average, car insurance in Lowes Island is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lowes Island is 41 minutes, which is a little more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lowes Island are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Lowes Island is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lowes Island is $75 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cascades: Insurance costs 0.54% less
- Sterling: Insurance costs 1.16% more
- Countryside: Insurance costs 0.77% more
- Dranesville: Insurance costs 1.78% less
- Dulles Town Center: Insurance costs 3.02% less
- Great Falls: Insurance costs 0.62% less
- Sugarland: Insurance costs 42.30% more
- Travilah: Insurance costs 48.80% more
- Reston: Insurance costs 1.93% less
- Herndon: Insurance costs 2.55% more
Cities with Similar Populations
- Bergheim: Insurance costs 27.84% more
- Penbrook: Insurance costs 14.93% more
- Hackett: Insurance costs 27.38% more
- Allendale: Insurance costs 35.11% more
- Howe: Insurance costs 9.36% less
- Kingsbury: Insurance costs 24.44% more
- Lone Oak: Insurance costs 27.15% more
- Manito: Insurance costs 10.60% more
- Monroeville: Insurance costs 17.56% less
- Onawa: Insurance costs 3.56% less