Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lowman, ID
We monitor insurance prices, helping the average driver in Lowman save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Lowman
The chart below shows the cheapest car insurance company in Lowman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Lowman Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $37 |
| State Farm | $40 |
| Progressive | $42 |
Savings for Every Kind of Lowman Driver
Based on our extensive insurance data, we know the average Lowman driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $266 per year by choosing the right vehicle insurance company. Some Lowman residents are paying out over $1,091 extra every year for auto insurance in Lowman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lowman, ID Savings / Yr. |
|---|---|
$266 |
|
$549 |
|
$477 |
|
$422 |
|
$1,002 |
|
$259 |
|
$414 |
Lowman Car Insurance vs. Idaho
People living in Lowman pay an average of 3.52% less than the typical driver in the state. The average driver in Lowman can expect to pay about $605 per year, or $1,091 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Lowman for most people.
Car Insurance Prices by Lowman Neighborhood
Insurance Prices
Where is insurance cheapest within Lowman?
The map shows insurance prices in and around Lowman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,091 to a low of $1,091. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Lowman.Pick the Best Car Insurance Company for You in Lowman
The best car insurance provider for most drivers in Lowman
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $266 over the average Lowman car insurance company.
The best car insurance provider for Lowman drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $549 over the competition.
The best car insurance company for Lowman drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $477 better than other car insurance companies.
The best auto insurance for Lowman drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $422 less each year.
The least expensive car insurance company for new and young drivers in Lowman
In Lowman, Auto-Owners Insurance costs young drivers $1,002 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lowman
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $259 saved each year compared to an average Lowman couple's premiums.
The cheapest car insurance in Lowman for drivers with bad credit
The best Lowman car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lowman, which was better than other insurers.
The cheapest large national provider in Lowman
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lowman driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lowman, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Lowman
What Influences the Cost of Car Insurance in Lowman?
On average, car insurance in Lowman is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lowman are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Lowman is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lowman is $50 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pioneerville: Insurance costs 0.37% less
- Lower Stanley: Insurance costs 0.92% less
- Crouch: Insurance costs the same
- Garden Valley: Insurance costs the same
- Placerville: Insurance costs 0.37% more
- Idaho City: Insurance costs 1.28% less
- Atlanta: Insurance costs 1.28% less
- New Centerville: Insurance costs 0.55% less
- Stanley: Insurance costs 1.56% less
- Smiths Ferry: Insurance costs 1.10% less
Cities with Similar Populations
- Forney: Insurance costs 56.83% more
- Starbuck: Insurance costs 21.54% more
- Squib: Insurance costs 89.37% more
- Sprott: Insurance costs 43.35% more
- Sprankle Mills: Insurance costs 26.49% more
- South Lebanon: Insurance costs 92.03% more
- Smithland: Insurance costs 9.07% more
- Foxholm: Insurance costs 40.88% more
- Foxburg: Insurance costs 27.77% more
- Foules: Insurance costs 170.76% more