Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lowmansville, KY
We monitor insurance prices, helping the average driver in Lowmansville save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Lowmansville
The chart below shows the cheapest car insurance company in Lowmansville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Lowmansville Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $64 |
| State Farm | $64 |
| Travelers | $94 |
| Geico | $102 |
Savings for Every Kind of Lowmansville Driver
Based on our extensive insurance data, we know the average Lowmansville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $572 per year by choosing the right vehicle insurance company. Some Lowmansville residents are paying out over $2,265 extra every year for auto insurance in Lowmansville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lowmansville, KY Savings / Yr. |
|---|---|
$572 |
|
$938 |
|
$923 |
|
$934 |
|
$1,849 |
|
$619 |
|
$991 |
Lowmansville Car Insurance vs. Kentucky
People living in Lowmansville pay an average of 6.14% more than the typical driver in the state. The average driver in Lowmansville can expect to pay about $1,166 per year, or $2,265 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Lowmansville for most people.
Car Insurance Prices by Lowmansville Neighborhood
Insurance Prices
Where is insurance cheapest within Lowmansville?
The map shows insurance prices in and around Lowmansville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $2,284 to a low of $2,257. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Lowmansville.Pick the Best Car Insurance Company for You in Lowmansville
The best car insurance provider for most drivers in Lowmansville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $572 over the average Lowmansville car insurance company.
The best car insurance provider for Lowmansville drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $938 over the competition.
The best car insurance company for Lowmansville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $923 better than other car insurance companies.
The best auto insurance for Lowmansville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $934 less each year.
The least expensive car insurance company for new and young drivers in Lowmansville
In Lowmansville, State Farm costs young drivers $1,849 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lowmansville
State Farm gave the largest car insurance discounts to married couples, averaging $619 saved each year compared to an average Lowmansville couple's premiums.
The cheapest car insurance in Lowmansville for drivers with bad credit
The best Lowmansville car insurance company for customer service
Nationwide was the best company for customer service in Lowmansville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lowmansville, which was better than other insurers.
The cheapest large national provider in Lowmansville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lowmansville driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lowmansville, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Lowmansville
What Influences the Cost of Car Insurance in Lowmansville?
On average, car insurance in Lowmansville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lowmansville is 34 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lowmansville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Lowmansville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lowmansville is $97 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- River: Insurance costs 0.44% more
- Stambaugh: Insurance costs 0.53% less
- Charley: Insurance costs the same
- Tutor Key: Insurance costs 1.28% less
- Ulysses: Insurance costs 0.18% more
- Sitka: Insurance costs 0.71% more
- Richardson: Insurance costs 2.21% more
- Wittensville: Insurance costs 0.88% more
- Whitehouse: Insurance costs 0.62% more
- Cordell: Insurance costs 2.12% less
Cities with Similar Populations
- Walnut: Insurance costs 31.79% less
- Belsano: Insurance costs 39.29% less
- Bengal: Insurance costs 47.20% less
- Berea: Insurance costs 35.81% less
- Berlin: Insurance costs 41.46% less
- Birdeye: Insurance costs 25.03% less
- Bode: Insurance costs 46.23% less
- Bogard: Insurance costs 21.46% less
- Bronaugh: Insurance costs 22.08% less
- Alba: Insurance costs 40.79% less