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Get Cheap Car Insurance in Lowry Mill, AL
We monitor insurance prices, helping the average driver in Lowry Mill save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Lowry Mill
The chart below shows the cheapest car insurance company in Lowry Mill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Lowry Mill Insurer | Monthly Cost |
|---|---|
| Travelers | $65 |
| Gainsco | $68 |
| State Farm | $71 |
| Safe Auto | $72 |
Savings for Every Kind of Lowry Mill Driver
Based on our extensive insurance data, we know the average Lowry Mill driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $364 per year by choosing the right vehicle insurance company. Some Lowry Mill residents are paying out over $1,470 extra every year for auto insurance in Lowry Mill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lowry Mill, AL Savings / Yr. |
|---|---|
$364 |
|
$495 |
|
$464 |
|
$526 |
|
$1,142 |
|
$63 |
|
$311 |
Lowry Mill Car Insurance vs. Alabama
People living in Lowry Mill pay an average of 8.31% less than the typical driver in the state. The average driver in Lowry Mill can expect to pay about $970 per year, or $1,470 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Lowry Mill for most people.
Car Insurance Prices by Lowry Mill Neighborhood
Insurance Prices
Where is insurance cheapest within Lowry Mill?
The map shows insurance prices in and around Lowry Mill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $1,473 to a low of $1,446. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Lowry Mill.Pick the Best Car Insurance Company for You in Lowry Mill
The best car insurance provider for most drivers in Lowry Mill
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $364 over the average Lowry Mill car insurance company.
The best car insurance provider for Lowry Mill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $495 over the competition.
The best car insurance company for Lowry Mill drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $464 better than other car insurance companies.
The best auto insurance for Lowry Mill drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $526 less each year.
The least expensive car insurance company for new and young drivers in Lowry Mill
In Lowry Mill, Travelers costs young drivers $1,142 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lowry Mill
State Farm gave the largest car insurance discounts to married couples, averaging $63 saved each year compared to an average Lowry Mill couple's premiums.
The cheapest car insurance in Lowry Mill for drivers with bad credit
The best Lowry Mill car insurance company for customer service
Nationwide was the best company for customer service in Lowry Mill according to the NAIC.
Recent price drops
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The cheapest large national provider in Lowry Mill
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lowry Mill driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lowry Mill, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Lowry Mill
What Influences the Cost of Car Insurance in Lowry Mill?
On average, car insurance in Lowry Mill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lowry Mill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lowry Mill is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lowry Mill is $81 per month for minimum coverage and $122 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Victoria: Insurance costs 0.34% less
- Jack: Insurance costs 0.48% less
- Zoar: Insurance costs 0.95% less
- Tabernacle: Insurance costs 7.14% less
- Java: Insurance costs 5.99% less
- Elba: Insurance costs 0.41% less
- Roeton: Insurance costs 1.56% less
- Tarentum: Insurance costs 0.48% more
- Bullock: Insurance costs 0.68% less
- Rocky Head: Insurance costs 6.05% less
Cities with Similar Populations
- Elton: Insurance costs 46.94% more
- Tunker: Insurance costs 17.76% less
- Tucker: Insurance costs 15.78% more
- Trowbridge: Insurance costs 2.18% less
- Trommald: Insurance costs 10.07% more
- Emmett: Insurance costs 2.93% more
- Emery: Insurance costs 9.25% less
- Emeigh: Insurance costs 7.41% less
- Elyria: Insurance costs 3.67% less
- Turkey Creek: Insurance costs 13.54% more