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Get Cheap Car Insurance in Lowville, NY
We monitor insurance prices, helping the average driver in Lowville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Lowville
The chart below shows the cheapest car insurance company in Lowville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Lowville Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $102 |
| Safeco Insurance | $110 |
| Geico | $115 |
Savings for Every Kind of Lowville Driver
Based on our extensive insurance data, we know the average Lowville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $622 per year by choosing the right vehicle insurance company. Some Lowville residents are paying out over $2,085 extra every year for auto insurance in Lowville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lowville, NY Savings / Yr. |
|---|---|
$622 |
|
$396 |
|
$792 |
|
$801 |
|
$1,963 |
|
$657 |
|
$1,046 |
Lowville Car Insurance vs. New York
People living in Lowville pay an average of 14.03% less than the typical driver in the state. The average driver in Lowville can expect to pay about $1,512 per year, or $2,085 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Lowville for most people.
Car Insurance Prices by Lowville Neighborhood
Insurance Prices
Where is insurance cheapest within Lowville?
The map shows insurance prices in and around Lowville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $189 per year within the city boundaries, with insurance premiums ranging from a high of $2,211 to a low of $2,022. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Lowville.Pick the Best Car Insurance Company for You in Lowville
The best car insurance provider for most drivers in Lowville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $622 over the average Lowville car insurance company.
The best car insurance provider for Lowville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $396 over the competition.
The best car insurance company for Lowville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $792 better than other car insurance companies.
The best auto insurance for Lowville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $801 less each year.
The least expensive car insurance company for new and young drivers in Lowville
In Lowville, Progressive costs young drivers $1,963 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lowville
Progressive gave the largest car insurance discounts to married couples, averaging $657 saved each year compared to an average Lowville couple's premiums.
The cheapest car insurance in Lowville for drivers with bad credit
The best Lowville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lowville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lowville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lowville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Lowville
What Influences the Cost of Car Insurance in Lowville?
On average, car insurance in Lowville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lowville is 22 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lowville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Lowville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lowville is $126 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dadville: Insurance costs 0.38% less
- Deer River: Insurance costs 0.53% more
- West Martinsburg: Insurance costs 0.10% more
- New Bremen: Insurance costs 0.91% less
- West Lowville: Insurance costs 0.53% less
- East Martinsburg: Insurance costs 1.44% less
- Martinsburg: Insurance costs 0.29% less
- Petries Corners: Insurance costs 1.10% less
- Pine Grove: Insurance costs 0.53% less
- Castorland: Insurance costs 1.92% less
Cities with Similar Populations
- New Ipswich: Insurance costs 42.21% less
- Massanetta Springs: Insurance costs 46.57% less
- Columbus: Insurance costs 47.19% less
- Columbus: Insurance costs 22.30% less
- Columbus: Insurance costs 42.78% less
- Columbus Grove: Insurance costs 50.60% less
- Columbiaville: Insurance costs 41.77% more
- Columbia: Insurance costs 8.97% less
- Colonial Heights: Insurance costs 37.65% less
- New Lisbon: Insurance costs 45.08% less