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Get Cheap Car Insurance in Lycoming, NY
We monitor insurance prices, helping the average driver in Lycoming save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Lycoming
The chart below shows the cheapest car insurance company in Lycoming for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Lycoming Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $102 |
| Safeco Insurance | $110 |
| Geico | $114 |
Savings for Every Kind of Lycoming Driver
Based on our extensive insurance data, we know the average Lycoming driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $621 per year by choosing the right vehicle insurance company. Some Lycoming residents are paying out over $2,082 extra every year for auto insurance in Lycoming. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lycoming, NY Savings / Yr. |
|---|---|
$621 |
|
$396 |
|
$791 |
|
$800 |
|
$1,961 |
|
$656 |
|
$1,045 |
Lycoming Car Insurance vs. New York
People living in Lycoming pay an average of 14.13% less than the typical driver in the state. The average driver in Lycoming can expect to pay about $1,511 per year, or $2,082 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Lycoming for most people.
Car Insurance Prices by Lycoming Neighborhood
Insurance Prices
Where is insurance cheapest within Lycoming?
The map shows insurance prices in and around Lycoming, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $2,140 to a low of $2,073. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Lycoming.Pick the Best Car Insurance Company for You in Lycoming
The best car insurance provider for most drivers in Lycoming
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $621 over the average Lycoming car insurance company.
The best car insurance provider for Lycoming drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $396 over the competition.
The best car insurance company for Lycoming drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $791 better than other car insurance companies.
The best auto insurance for Lycoming drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $800 less each year.
The least expensive car insurance company for new and young drivers in Lycoming
In Lycoming, Progressive costs young drivers $1,961 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lycoming
Progressive gave the largest car insurance discounts to married couples, averaging $656 saved each year compared to an average Lycoming couple's premiums.
The cheapest car insurance in Lycoming for drivers with bad credit
The best Lycoming car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lycoming
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lycoming driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lycoming, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Lycoming
What Influences the Cost of Car Insurance in Lycoming?
On average, car insurance in Lycoming is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lycoming is 30 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lycoming are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Lycoming is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lycoming is $126 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mexico: Insurance costs 0.77% less
- Maple View: Insurance costs 0.67% less
- Parish: Insurance costs 0.67% less
- Clifford: Insurance costs 2.59% more
- East Palermo: Insurance costs 2.69% more
- Vermilion: Insurance costs 0.62% less
- Hastings: Insurance costs 0.29% less
- Texas: Insurance costs 0.82% less
- New Haven: Insurance costs 1.59% less
- Dugway: Insurance costs 1.06% less
Cities with Similar Populations
- York Center: Insurance costs 47.93% less
- Viola: Insurance costs 15.08% less
- Village Springs: Insurance costs 25.22% less
- Victory: Insurance costs 33.24% less
- Twin Lakes: Insurance costs 28.72% less
- Truchas: Insurance costs 23.73% less
- Topnot: Insurance costs 40.87% less
- West Leyden: Insurance costs 0.53% more
- Wide Ruins: Insurance costs 15.37% less
- Wilderville: Insurance costs 33.72% less