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Get Cheap Car Insurance in Lyons, SD
We monitor insurance prices, helping the average driver in Lyons save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Lyons
The chart below shows the cheapest car insurance company in Lyons for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Lyons Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $24 |
| American Family Insurance | $27 |
| Midvale Home & Auto | $28 |
| State Farm | $28 |
Savings for Every Kind of Lyons Driver
Based on our extensive insurance data, we know the average Lyons driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $319 per year by choosing the right vehicle insurance company. Some Lyons residents are paying out over $1,538 extra every year for auto insurance in Lyons. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lyons, SD Savings / Yr. |
|---|---|
$319 |
|
$644 |
|
$498 |
|
$724 |
|
$1,203 |
|
$351 |
|
$551 |
Lyons Car Insurance vs. South Dakota
People living in Lyons pay an average of 6.78% less than the typical driver in the state. The average driver in Lyons can expect to pay about $421 per year, or $1,538 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Lyons for most people.
Car Insurance Prices by Lyons Neighborhood
Insurance Prices
Where is insurance cheapest within Lyons?
The map shows insurance prices in and around Lyons, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $173 per year within the city boundaries, with insurance premiums ranging from a high of $1,678 to a low of $1,505. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Lyons.Pick the Best Car Insurance Company for You in Lyons
The best car insurance provider for most drivers in Lyons
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $319 over the average Lyons car insurance company.
The best car insurance provider for Lyons drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $644 over the competition.
The best car insurance company for Lyons drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $498 better than other car insurance companies.
The best auto insurance for Lyons drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $724 less each year.
The least expensive car insurance company for new and young drivers in Lyons
In Lyons, State Farm costs young drivers $1,203 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lyons
State Farm gave the largest car insurance discounts to married couples, averaging $351 saved each year compared to an average Lyons couple's premiums.
The cheapest car insurance in Lyons for drivers with bad credit
The best Lyons car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lyons
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lyons driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lyons, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Lyons
What Influences the Cost of Car Insurance in Lyons?
On average, car insurance in Lyons is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Dakota state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lyons are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Lyons is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lyons is $35 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Colton: Insurance costs 1.89% more
- Crooks: Insurance costs 4.16% less
- Baltic: Insurance costs 3.32% less
- Huntimer: Insurance costs 5.33% more
- Hartford: Insurance costs 3.58% less
- Renner: Insurance costs 1.37% less
- Renner Corner: Insurance costs 0.07% less
- Dell Rapids: Insurance costs 4.10% less
- Humboldt: Insurance costs 0.20% more
- Franklin: Insurance costs 0.33% less
Cities with Similar Populations
- West Logan: Insurance costs 11.83% more
- Crane: Insurance costs 7.35% more
- Crest Park: Insurance costs 33.68% more
- Crockett Mills: Insurance costs 11.25% less
- Dabneys: Insurance costs 21.07% less
- Ward Ridge: Insurance costs 47.20% more
- West Bush: Insurance costs 36.35% more
- West Glover: Insurance costs 21.13% less
- West Grove: Insurance costs 17.49% less
- Craintown: Insurance costs 37.45% more