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Get Cheap Car Insurance in Machipongo, VA
We monitor insurance prices, helping the average driver in Machipongo save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Machipongo
The chart below shows the cheapest car insurance company in Machipongo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Machipongo Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $50 |
| Safeco Insurance | $53 |
Savings for Every Kind of Machipongo Driver
Based on our extensive insurance data, we know the average Machipongo driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $440 per year by choosing the right vehicle insurance company. Some Machipongo residents are paying out over $1,167 extra every year for auto insurance in Machipongo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Machipongo, VA Savings / Yr. |
|---|---|
$440 |
|
$751 |
|
$643 |
|
$628 |
|
$1,028 |
|
$235 |
|
$424 |
Machipongo Car Insurance vs. Virginia
People living in Machipongo pay an average of 3.94% less than the typical driver in the state. The average driver in Machipongo can expect to pay about $808 per year, or $1,167 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Machipongo for most people.
Car Insurance Prices by Machipongo Neighborhood
Insurance Prices
Where is insurance cheapest within Machipongo?
The map shows insurance prices in and around Machipongo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $14 per year within the city boundaries, with insurance premiums ranging from a high of $1,179 to a low of $1,165. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Machipongo.Pick the Best Car Insurance Company for You in Machipongo
The best car insurance provider for most drivers in Machipongo
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $440 over the average Machipongo car insurance company.
The best car insurance provider for Machipongo drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $751 over the competition.
The best car insurance company for Machipongo drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $643 better than other car insurance companies.
The best auto insurance for Machipongo drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $628 less each year.
The least expensive car insurance company for new and young drivers in Machipongo
In Machipongo, Erie Insurance costs young drivers $1,028 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Machipongo
Farm Bureau gave the largest car insurance discounts to married couples, averaging $235 saved each year compared to an average Machipongo couple's premiums.
The cheapest car insurance in Machipongo for drivers with bad credit
The best Machipongo car insurance company for customer service
Nationwide was the best company for customer service in Machipongo according to the NAIC.
Recent price drops
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The cheapest large national provider in Machipongo
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Machipongo driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Machipongo, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Machipongo
What Influences the Cost of Car Insurance in Machipongo?
On average, car insurance in Machipongo is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Machipongo is 34 minutes, which is a little less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Machipongo are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Machipongo is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Machipongo is $67 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Martins Siding: Insurance costs 0.17% more
- Birdsnest: Insurance costs 0.43% more
- Eastville: Insurance costs 2.31% more
- Kendall Grove: Insurance costs 2.66% more
- Franktown: Insurance costs 0.17% more
- Simpkins: Insurance costs 1.03% more
- Red Bank: Insurance costs 1.03% more
- Nassawadox: Insurance costs 1.37% more
- Eastville Station: Insurance costs 1.03% more
- Hare Valley: Insurance costs 1.11% more
Cities with Similar Populations
- Big Flats: Insurance costs 1.11% less
- Weir: Insurance costs 77.38% more
- Washington: Insurance costs 63.75% more
- Wallace: Insurance costs 66.32% more
- White Oak: Insurance costs 44.30% more
- Wishon: Insurance costs 59.04% more
- Woodville: Insurance costs 22.45% more
- Blue River: Insurance costs 18.85% more
- Bettsville: Insurance costs 9.68% less
- Berryville: Insurance costs 40.27% more