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Get Cheap Car Insurance in Madrid, NE
We monitor insurance prices, helping the average driver in Madrid save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in Madrid
The chart below shows the cheapest car insurance company in Madrid for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| Madrid Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $36 |
| American Family Insurance | $41 |
| State Farm | $42 |
| Progressive | $50 |
Savings for Every Kind of Madrid Driver
Based on our extensive insurance data, we know the average Madrid driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $570 per year by choosing the right vehicle insurance company. Some Madrid residents are paying out over $1,452 extra every year for auto insurance in Madrid. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Madrid, NE Savings / Yr. |
|---|---|
$570 |
|
$429 |
|
$402 |
|
$313 |
|
$1,377 |
|
$165 |
|
$761 |
Madrid Car Insurance vs. Nebraska
People living in Madrid pay an average of 1.80% more than the typical driver in the state. The average driver in Madrid can expect to pay about $596 per year, or $1,452 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Madrid for most people.
Car Insurance Prices by Madrid Neighborhood
Insurance Prices
Where is insurance cheapest within Madrid?
The map shows insurance prices in and around Madrid, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $6 per year within the city boundaries, with insurance premiums ranging from a high of $1,456 to a low of $1,450. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Madrid.Pick the Best Car Insurance Company for You in Madrid
The best car insurance provider for most drivers in Madrid
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $570 over the average Madrid car insurance company.
The best car insurance provider for Madrid drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $429 over the competition.
The best car insurance company for Madrid drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $402 better than other car insurance companies.
The best auto insurance for Madrid drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $313 less each year.
The least expensive car insurance company for new and young drivers in Madrid
In Madrid, Farmers Mutual of Nebraska costs young drivers $1,377 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Madrid
Nationwide gave the largest car insurance discounts to married couples, averaging $165 saved each year compared to an average Madrid couple's premiums.
The cheapest car insurance in Madrid for drivers with bad credit
The best Madrid car insurance company for customer service
Recent price drops
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The cheapest large national provider in Madrid
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Madrid driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Madrid, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around Madrid
What Influences the Cost of Car Insurance in Madrid?
On average, car insurance in Madrid is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Nebraska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Madrid are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Madrid is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Madrid is $50 per month for minimum coverage and $121 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elsie: Insurance costs 0.07% less
- Grant: Insurance costs 0.48% less
- Roscoe: Insurance costs 0.07% more
- Wallace: Insurance costs 0.34% less
- Ogallala: Insurance costs 0.76% less
- Paxton: Insurance costs 0.83% more
- Sarben: Insurance costs 0.07% more
- Imperial: Insurance costs 0.28% less
- Brule: Insurance costs 0.07% less
- Venango: Insurance costs 0.28% more
Cities with Similar Populations
- Pike: Insurance costs 7.30% more
- Ozora: Insurance costs 27.82% more
- Palmetto: Insurance costs 4.68% more
- Palo: Insurance costs 14.05% more
- Panama: Insurance costs 15.56% less
- Pandora: Insurance costs 11.16% more
- Peytons Store: Insurance costs 45.80% more
- Piedmont: Insurance costs 21.14% less
- Piermont: Insurance costs 18.46% less
- Outing: Insurance costs 12.81% more