Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Manhattan, NV
We monitor insurance prices, helping the average driver in Manhattan save up to 36.3% on car insurance.
The Cheapest Minimum Coverage in Manhattan
The chart below shows the cheapest car insurance company in Manhattan for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Progressive, Geico, and Safeco Insurance.
| Manhattan Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Progressive | $77 |
| Geico | $77 |
| Safeco Insurance | $83 |
Savings for Every Kind of Manhattan Driver
Based on our extensive insurance data, we know the average Manhattan driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $458 per year by choosing the right vehicle insurance company. Some Manhattan residents are paying out over $2,009 extra every year for auto insurance in Manhattan. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Manhattan, NV Savings / Yr. |
|---|---|
$458 |
|
$618 |
|
$348 |
|
$860 |
|
$2,572 |
|
$590 |
|
$835 |
Manhattan Car Insurance vs. Nevada
People living in Manhattan pay an average of 10.79% less than the typical driver in the state. The average driver in Manhattan can expect to pay about $1,027 per year, or $2,009 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Manhattan for most people.
Car Insurance Prices by Manhattan Neighborhood
Insurance Prices
Where is insurance cheapest within Manhattan?
The map shows insurance prices in and around Manhattan, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $17 per year within the city boundaries, with insurance premiums ranging from a high of $2,019 to a low of $2,002. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Manhattan.Pick the Best Car Insurance Company for You in Manhattan
The best car insurance provider for most drivers in Manhattan
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $458 over the average Manhattan car insurance company.
The best car insurance provider for Manhattan drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $618 over the competition.
The best car insurance company for Manhattan drivers with speeding tickets
>Progressive gave the average person with a speeding ticket the most savings, averaging $348 better than other car insurance companies.
The best auto insurance for Manhattan drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $860 less each year.
The least expensive car insurance company for new and young drivers in Manhattan
In Manhattan, State Farm costs young drivers $2,572 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Manhattan
State Farm gave the largest car insurance discounts to married couples, averaging $590 saved each year compared to an average Manhattan couple's premiums.
The cheapest car insurance in Manhattan for drivers with bad credit
The best Manhattan car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Manhattan, which was better than other insurers.
The cheapest large national provider in Manhattan
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Manhattan driver can expect to pay about $145 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Manhattan, USAA has the best prices for married couples, good drivers, young drivers, drivers with a DUI conviction, drivers with accidents, drivers with bad credit, and drivers with speeding tickets.Auto Insurance Prices in and Around Manhattan
What Influences the Cost of Car Insurance in Manhattan?
On average, car insurance in Manhattan is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Manhattan is 21 minutes, which is a little less than average for a driver in the state.
- Nevada state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Manhattan are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Manhattan is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Manhattan is $86 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Round Mountain: Insurance costs 0.15% less
- Tonopah: Insurance costs 2.24% more
- Reese River: Insurance costs 0.50% more
- Kingston: Insurance costs 0.55% more
- Warm Springs: Insurance costs 3.09% more
- Gabbs: Insurance costs 0.50% more
- Mina: Insurance costs 0.50% more
- Luning: Insurance costs 0.50% more
- Ione: Insurance costs 0.45% more
- Goldfield: Insurance costs 1.49% less
Cities with Similar Populations
- Waterford: Insurance costs 6.17% more
- Chippewa Bay: Insurance costs 4.13% more
- Clay: Insurance costs 20.06% less
- Clayroot: Insurance costs 37.03% less
- Wakelee: Insurance costs 35.84% more
- Wall Street: Insurance costs 8.16% less
- Waneta: Insurance costs 17.07% more
- Ward: Insurance costs 46.64% more
- Warnerton: Insurance costs 53.81% more
- Warrens Corners: Insurance costs 13.19% more