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Get Cheap Car Insurance in Manns Harbor, NC
We monitor insurance prices, helping the average driver in Manns Harbor save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Manns Harbor
The chart below shows the cheapest car insurance company in Manns Harbor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Manns Harbor Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $45 |
| Erie Insurance | $45 |
| Farm Bureau | $48 |
| Progressive | $51 |
Savings for Every Kind of Manns Harbor Driver
Based on our extensive insurance data, we know the average Manns Harbor driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $227 per year by choosing the right vehicle insurance company. Some Manns Harbor residents are paying out over $1,180 extra every year for auto insurance in Manns Harbor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Manns Harbor, NC Savings / Yr. |
|---|---|
$227 |
|
$493 |
|
$359 |
|
$916 |
|
$680 |
|
$274 |
|
$411 |
Manns Harbor Car Insurance vs. North Carolina
People living in Manns Harbor pay an average of 5.58% less than the typical driver in the state. The average driver in Manns Harbor can expect to pay about $707 per year, or $1,180 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Manns Harbor for most people.
Car Insurance Prices by Manns Harbor Neighborhood
Insurance Prices
Where is insurance cheapest within Manns Harbor?
The map shows insurance prices in and around Manns Harbor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,180 to a low of $1,180. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northeast parts of Manns Harbor.Pick the Best Car Insurance Company for You in Manns Harbor
The best car insurance provider for most drivers in Manns Harbor
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $227 over the average Manns Harbor car insurance company.
The best car insurance provider for Manns Harbor drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $493 over the competition.
The best car insurance company for Manns Harbor drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $359 better than other car insurance companies.
The best auto insurance for Manns Harbor drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $916 less each year.
The least expensive car insurance company for new and young drivers in Manns Harbor
In Manns Harbor, State Farm costs young drivers $680 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Manns Harbor
Erie Insurance gave the largest car insurance discounts to married couples, averaging $274 saved each year compared to an average Manns Harbor couple's premiums.
The cheapest car insurance in Manns Harbor for drivers with bad credit
The best Manns Harbor car insurance company for customer service
Nationwide was the best company for customer service in Manns Harbor according to the NAIC.
Recent price drops
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The cheapest large national provider in Manns Harbor
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Manns Harbor driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Manns Harbor, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Manns Harbor
What Influences the Cost of Car Insurance in Manns Harbor?
On average, car insurance in Manns Harbor is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Manns Harbor is 31 minutes, which is a little less than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Manns Harbor are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Manns Harbor is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Manns Harbor is $59 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Manteo: Insurance costs 2.80% more
- Wanchese: Insurance costs 1.53% less
- Nags Head: Insurance costs 0.08% less
- Buffalo City: Insurance costs the same
- Stumpy Point: Insurance costs the same
- Goat Neck: Insurance costs 6.61% more
- Gum Neck: Insurance costs 4.66% more
- Pleasant View: Insurance costs 4.83% more
- Soundside: Insurance costs 6.61% more
- Columbia: Insurance costs 8.22% more
Cities with Similar Populations
- Albania: Insurance costs 162.63% more
- Andes: Insurance costs 87.80% more
- Oilla: Insurance costs 40.68% more
- Prairie Home: Insurance costs 48.39% more
- Powellsville: Insurance costs 8.98% more
- Pottersville: Insurance costs 41.69% more
- Pointe a la Hache: Insurance costs 186.78% more
- Point Hope: Insurance costs 16.78% more
- Pleasant Valley: Insurance costs 48.05% more
- Phyllis: Insurance costs 101.95% more