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Get Cheap Car Insurance in Maple Falls, WA
We monitor insurance prices, helping the average driver in Maple Falls save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Maple Falls
The chart below shows the cheapest car insurance company in Maple Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Maple Falls Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| State Farm | $54 |
| Progressive | $60 |
| Geico | $65 |
Savings for Every Kind of Maple Falls Driver
Based on our extensive insurance data, we know the average Maple Falls driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some Maple Falls residents are paying out over $1,414 extra every year for auto insurance in Maple Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Maple Falls, WA Savings / Yr. |
|---|---|
$414 |
|
$731 |
|
$527 |
|
$399 |
|
$1,513 |
|
$286 |
|
$490 |
Maple Falls Car Insurance vs. Washington
People living in Maple Falls pay an average of 0.70% more than the typical driver in the state. The average driver in Maple Falls can expect to pay about $850 per year, or $1,414 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Maple Falls for most people.
Car Insurance Prices by Maple Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Maple Falls?
The map shows insurance prices in and around Maple Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $1,420 to a low of $1,353. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Maple Falls.Pick the Best Car Insurance Company for You in Maple Falls
The best car insurance provider for most drivers in Maple Falls
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $414 over the average Maple Falls car insurance company.
The best car insurance provider for Maple Falls drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $731 over the competition.
The best car insurance company for Maple Falls drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $527 better than other car insurance companies.
The best auto insurance for Maple Falls drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $399 less each year.
The least expensive car insurance company for new and young drivers in Maple Falls
In Maple Falls, State Farm costs young drivers $1,513 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Maple Falls
State Farm gave the largest car insurance discounts to married couples, averaging $286 saved each year compared to an average Maple Falls couple's premiums.
The cheapest car insurance in Maple Falls for drivers with bad credit
The best Maple Falls car insurance company for customer service
Nationwide was the best company for customer service in Maple Falls according to the NAIC.
Recent price drops
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The cheapest large national provider in Maple Falls
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Maple Falls driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Maple Falls, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Maple Falls
What Influences the Cost of Car Insurance in Maple Falls?
On average, car insurance in Maple Falls is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Maple Falls is 60 minutes, which is far more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Maple Falls are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Maple Falls has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Maple Falls is $71 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Peaceful Valley: Insurance costs 1.70% less
- Kendall: Insurance costs 0.42% more
- Sumas: Insurance costs 4.38% less
- Welcome: Insurance costs 3.54% less
- Deming: Insurance costs 3.25% less
- Nooksack: Insurance costs 4.24% less
- Everson: Insurance costs 4.46% less
- Glacier: Insurance costs 3.54% less
- Lawrence: Insurance costs 5.30% less
- Van Zandt: Insurance costs 4.24% less
Cities with Similar Populations
- Dunean: Insurance costs 17.26% more
- Germanton: Insurance costs 14.78% less
- Mount Bethel: Insurance costs 0.99% less
- Harveys Lake: Insurance costs 1.56% less
- Montgomery City: Insurance costs 26.10% more
- Monroe: Insurance costs 16.62% less
- Parrottsville: Insurance costs 4.95% less
- Scotts: Insurance costs 85.15% more
- Stockton: Insurance costs 26.73% more
- Hulbert: Insurance costs 21.92% more