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Get Cheap Car Insurance in Maple Grove, MI
We monitor insurance prices, helping the average driver in Maple Grove save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Maple Grove
The chart below shows the cheapest car insurance company in Maple Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Maple Grove Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $101 |
| Progressive | $115 |
| State Farm | $116 |
| Safeco Insurance | $122 |
Savings for Every Kind of Maple Grove Driver
Based on our extensive insurance data, we know the average Maple Grove driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,092 per year by choosing the right vehicle insurance company. Some Maple Grove residents are paying out over $2,717 extra every year for auto insurance in Maple Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Maple Grove, MI Savings / Yr. |
|---|---|
$1,092 |
|
$1,782 |
|
$1,577 |
|
$2,397 |
|
$2,828 |
|
$0 |
|
$0 |
Maple Grove Car Insurance vs. Michigan
People living in Maple Grove pay an average of 6.29% less than the typical driver in the state. The average driver in Maple Grove can expect to pay about $2,063 per year, or $2,717 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Maple Grove for most people.
Car Insurance Prices by Maple Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Maple Grove?
The map shows insurance prices in and around Maple Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,717 to a low of $2,717. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Maple Grove.Pick the Best Car Insurance Company for You in Maple Grove
The best car insurance provider for most drivers in Maple Grove
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,092 over the average Maple Grove car insurance company.
The best car insurance provider for Maple Grove drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,782 over the competition.
The best car insurance company for Maple Grove drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,577 better than other car insurance companies.
The best auto insurance for Maple Grove drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,397 less each year.
The least expensive car insurance company for new and young drivers in Maple Grove
In Maple Grove, Geico costs young drivers $2,828 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Maple Grove
The cheapest car insurance in Maple Grove for drivers with bad credit
The best Maple Grove car insurance company for customer service
Nationwide was the best company for customer service in Maple Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in Maple Grove
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Maple Grove driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Maple Grove, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Maple Grove
What Influences the Cost of Car Insurance in Maple Grove?
On average, car insurance in Maple Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Maple Grove is 31 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 22 to 23 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Maple Grove is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Maple Grove is $172 per month for minimum coverage and $226 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake Ann: Insurance costs 2.98% less
- Interlochen: Insurance costs 1.10% more
- Solon: Insurance costs 3.72% less
- Grawn: Insurance costs 1.77% more
- Honor: Insurance costs 0.40% more
- Beulah: Insurance costs 2.98% more
- Maple City: Insurance costs 2.36% less
- Empire: Insurance costs 0.55% less
- Wallin: Insurance costs 2.17% more
- Cedar: Insurance costs 2.02% less
Cities with Similar Populations
- Edenton: Insurance costs 22.64% less
- Teeds Grove: Insurance costs 54.69% less
- Furman: Insurance costs 43.28% less
- Frisco: Insurance costs 34.08% less
- Folletts: Insurance costs 54.99% less
- Erin Springs: Insurance costs 38.54% less
- English Creek: Insurance costs 33.16% less
- Elmwood: Insurance costs 44.46% less
- Elmwood: Insurance costs 37.25% less
- Elm Park: Insurance costs 37.32% less