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Get Cheap Car Insurance in Maple Lake, MN
We monitor insurance prices, helping the average driver in Maple Lake save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Maple Lake
The chart below shows the cheapest car insurance company in Maple Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Maple Lake Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Auto-Owners Insurance | $58 |
| Kemper | $62 |
| American Family Insurance | $62 |
Savings for Every Kind of Maple Lake Driver
Based on our extensive insurance data, we know the average Maple Lake driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $443 per year by choosing the right vehicle insurance company. Some Maple Lake residents are paying out over $1,649 extra every year for auto insurance in Maple Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Maple Lake, MN Savings / Yr. |
|---|---|
$443 |
|
$558 |
|
$359 |
|
$730 |
|
$1,251 |
|
$371 |
|
$974 |
Maple Lake Car Insurance vs. Minnesota
People living in Maple Lake pay an average of 2.66% more than the typical driver in the state. The average driver in Maple Lake can expect to pay about $853 per year, or $1,649 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Maple Lake for most people.
Car Insurance Prices by Maple Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Maple Lake?
The map shows insurance prices in and around Maple Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the city boundaries, with insurance premiums ranging from a high of $1,676 to a low of $1,623. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Maple Lake.Pick the Best Car Insurance Company for You in Maple Lake
The best car insurance provider for most drivers in Maple Lake
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $443 over the average Maple Lake car insurance company.
The best car insurance provider for Maple Lake drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $558 over the competition.
The best car insurance company for Maple Lake drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $359 better than other car insurance companies.
The best auto insurance for Maple Lake drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $730 less each year.
The least expensive car insurance company for new and young drivers in Maple Lake
In Maple Lake, State Farm costs young drivers $1,251 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Maple Lake
State Farm gave the largest car insurance discounts to married couples, averaging $371 saved each year compared to an average Maple Lake couple's premiums.
The cheapest car insurance in Maple Lake for drivers with bad credit
The best Maple Lake car insurance company for customer service
Nationwide was the best company for customer service in Maple Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in Maple Lake
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Maple Lake driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Maple Lake, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Maple Lake
What Influences the Cost of Car Insurance in Maple Lake?
On average, car insurance in Maple Lake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Maple Lake is 38 minutes, which is far more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Maple Lake are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Maple Lake is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Maple Lake is $71 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Silver Creek: Insurance costs 0.12% more
- Annandale: Insurance costs 1.27% more
- Rassat: Insurance costs 0.42% more
- West Albion: Insurance costs 1.58% less
- Buffalo: Insurance costs 0.55% more
- French Lake: Insurance costs 1.09% less
- Monticello: Insurance costs 1.33% more
- Hasty: Insurance costs 0.61% more
- South Haven: Insurance costs 0.49% more
- Clearwater: Insurance costs 0.42% more
Cities with Similar Populations
- Wilder: Insurance costs 34.02% less
- Waverly: Insurance costs 18.07% less
- Waukon: Insurance costs 24.98% less
- Wheatland: Insurance costs 14.25% more
- White Hall: Insurance costs 11.16% more
- Watervliet: Insurance costs 65.80% more
- White Salmon: Insurance costs 18.19% less
- White Stone: Insurance costs 2.18% more
- Whitefield: Insurance costs 27.59% less
- Whitesburg: Insurance costs 5.76% more