Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Mapletown, NY
We monitor insurance prices, helping the average driver in Mapletown save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Mapletown
The chart below shows the cheapest car insurance company in Mapletown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Mapletown Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $110 |
| Geico | $115 |
Savings for Every Kind of Mapletown Driver
Based on our extensive insurance data, we know the average Mapletown driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $625 per year by choosing the right vehicle insurance company. Some Mapletown residents are paying out over $2,097 extra every year for auto insurance in Mapletown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mapletown, NY Savings / Yr. |
|---|---|
$625 |
|
$399 |
|
$797 |
|
$806 |
|
$1,974 |
|
$661 |
|
$1,053 |
Mapletown Car Insurance vs. New York
People living in Mapletown pay an average of 13.52% less than the typical driver in the state. The average driver in Mapletown can expect to pay about $1,521 per year, or $2,097 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Mapletown for most people.
Car Insurance Prices by Mapletown Neighborhood
Insurance Prices
Where is insurance cheapest within Mapletown?
The map shows insurance prices in and around Mapletown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $20 per year within the city boundaries, with insurance premiums ranging from a high of $2,109 to a low of $2,089. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Mapletown.Pick the Best Car Insurance Company for You in Mapletown
The best car insurance provider for most drivers in Mapletown
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $625 over the average Mapletown car insurance company.
The best car insurance provider for Mapletown drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $399 over the competition.
The best car insurance company for Mapletown drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $797 better than other car insurance companies.
The best auto insurance for Mapletown drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $806 less each year.
The least expensive car insurance company for new and young drivers in Mapletown
In Mapletown, Progressive costs young drivers $1,974 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mapletown
Progressive gave the largest car insurance discounts to married couples, averaging $661 saved each year compared to an average Mapletown couple's premiums.
The cheapest car insurance in Mapletown for drivers with bad credit
The best Mapletown car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mapletown, which was better than other insurers.
The cheapest large national provider in Mapletown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mapletown driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mapletown, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Mapletown
What Influences the Cost of Car Insurance in Mapletown?
On average, car insurance in Mapletown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mapletown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Mapletown has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mapletown is $127 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ames: Insurance costs 0.33% more
- Browns Hollow: Insurance costs 0.57% more
- Canajoharie: Insurance costs 0.67% more
- Buel: Insurance costs 0.33% more
- Sharon Springs: Insurance costs 3.00% more
- Palatine Bridge: Insurance costs 1.53% less
- McKinley: Insurance costs 2.00% less
- Sprakers: Insurance costs 0.52% more
- Leesville: Insurance costs 2.05% more
- Sharon: Insurance costs 3.00% more
Cities with Similar Populations
- Waves: Insurance costs 42.16% less
- Cox: Insurance costs 11.30% more
- Creamery: Insurance costs 27.85% less
- Creston: Insurance costs 19.89% less
- Crestview: Insurance costs 5.63% less
- Delphos: Insurance costs 39.20% less
- Delta: Insurance costs 1.72% more
- Dempsey: Insurance costs 25.85% less
- Denali National Park: Insurance costs 33.57% less
- Dillman: Insurance costs 41.77% less