Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Mariaville, ME

We monitor insurance prices, helping the average driver in Mariaville save up to 31.9% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Mariaville

The chart below shows the cheapest car insurance company in Mariaville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.

 
Mariaville Insurer Monthly Cost
State Farm $38
Geico $39
Concord Group Insurance $42
Kemper $42

Savings for Every Kind of Mariaville Driver

The table shows how much the average auto insurance customer in Mariaville might save by following our recommendations.

Based on our extensive insurance data, we know the average Mariaville driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $237 per year by choosing the right vehicle insurance company. Some Mariaville residents are paying out over $971 extra every year for auto insurance in Mariaville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Mariaville Car Insurance vs. Maine

People living in Mariaville pay an average of 2.68% more than the typical driver in the state. The average driver in Mariaville can expect to pay about $541 per year, or $971 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Mariaville for most people.

Car Insurance Prices by Mariaville Neighborhood

Mariaville, ME map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Mariaville?

The map shows insurance prices in and around Mariaville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1 per year within the city boundaries, with insurance premiums ranging from a high of $972 to a low of $971. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Mariaville.

Pick the Best Car Insurance Company for You in Mariaville

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Mariaville insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Mariaville

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $237 over the average Mariaville car insurance company.

Visit Site

We use the average good driver, paying $61 per month, as our baseline for pricing in Mariaville. Travelers, Concord Group Insurance, and Kemper are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Mariaville drivers with accidents on their records

In Mariaville getting into an accident will raise premiums an average 32% for a yearly cost of $1,429. That's $458 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Concord Group Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $337 over the competition.

Visit Site

The best car insurance company for Mariaville drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $305 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Mariaville, tickets raise premiums on new quotes about $260. If you have a speeding ticket, we recommend State Farm, Geico, and Concord Group Insurance for savings that beat the average insurance cost of $1,231 per year.

The best auto insurance for Mariaville drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,432 per year in auto insurance premiums, which was $461 more than a driver with no major issues. State Farm, Progressive, and Concord Group Insurance penalized their customers the least for a DUI.

Getting a quote from Concord Group Insurance may cost the average person with a DUI about $310 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Mariaville

In Mariaville, Concord Group Insurance costs young drivers $987 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Mariaville. With an average cost of $3,091 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Concord Group Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Mariaville

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $84. State Farm, Geico, and Concord Group Insurance provided the largest discounts to couples living in Mariaville.

Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $205 saved each year compared to an average Mariaville couple's premiums.

Visit Site

The cheapest car insurance in Mariaville for drivers with bad credit

People with poor credit saved an average of $433 with Concord Group Insurance.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $694 every year. Premiums for people with poor credit were about $1,666 in Mariaville. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Concord Group Insurance.

The best Mariaville car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Mariaville, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Mariaville.

Nationwide was the best company for customer service in Mariaville according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mariaville, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Mariaville. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Mariaville

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 19% of Mariaville residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mariaville driver can expect to pay about $60 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mariaville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Mariaville

What Influences the Cost of Car Insurance in Mariaville?

On average, car insurance in Mariaville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Mariaville is 44 minutes, which is far more than average for a driver in the state.
  • Maine state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Mariaville are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • Mariaville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Mariaville is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Mariaville driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Mariaville with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.