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Get Cheap Car Insurance in Mary Alice, KY
We monitor insurance prices, helping the average driver in Mary Alice save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Mary Alice
The chart below shows the cheapest car insurance company in Mary Alice for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Mary Alice Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $63 |
| State Farm | $63 |
| Travelers | $92 |
| Geico | $100 |
Savings for Every Kind of Mary Alice Driver
Based on our extensive insurance data, we know the average Mary Alice driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $560 per year by choosing the right vehicle insurance company. Some Mary Alice residents are paying out over $2,219 extra every year for auto insurance in Mary Alice. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mary Alice, KY Savings / Yr. |
|---|---|
$560 |
|
$919 |
|
$905 |
|
$915 |
|
$1,811 |
|
$606 |
|
$971 |
Mary Alice Car Insurance vs. Kentucky
People living in Mary Alice pay an average of 3.97% more than the typical driver in the state. The average driver in Mary Alice can expect to pay about $1,143 per year, or $2,219 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Mary Alice for most people.
Car Insurance Prices by Mary Alice Neighborhood
Insurance Prices
Where is insurance cheapest within Mary Alice?
The map shows insurance prices in and around Mary Alice, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,219 to a low of $2,219. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Mary Alice.Pick the Best Car Insurance Company for You in Mary Alice
The best car insurance provider for most drivers in Mary Alice
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $560 over the average Mary Alice car insurance company.
The best car insurance provider for Mary Alice drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $919 over the competition.
The best car insurance company for Mary Alice drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $905 better than other car insurance companies.
The best auto insurance for Mary Alice drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $915 less each year.
The least expensive car insurance company for new and young drivers in Mary Alice
In Mary Alice, State Farm costs young drivers $1,811 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mary Alice
State Farm gave the largest car insurance discounts to married couples, averaging $606 saved each year compared to an average Mary Alice couple's premiums.
The cheapest car insurance in Mary Alice for drivers with bad credit
The best Mary Alice car insurance company for customer service
Nationwide was the best company for customer service in Mary Alice according to the NAIC.
Recent price drops
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The cheapest large national provider in Mary Alice
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mary Alice driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mary Alice, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Mary Alice
What Influences the Cost of Car Insurance in Mary Alice?
On average, car insurance in Mary Alice is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mary Alice are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Mary Alice is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mary Alice is $95 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gulston: Insurance costs the same
- Liggett: Insurance costs the same
- Lenarue: Insurance costs the same
- Grays Knob: Insurance costs the same
- Harlan: Insurance costs 1.67% less
- Coalgood: Insurance costs 4.15% more
- Three Point: Insurance costs 2.88% more
- Dayhoit: Insurance costs 2.43% more
- Wallins Creek: Insurance costs 1.44% more
- Loyall: Insurance costs 0.68% less
Cities with Similar Populations
- Diamond: Insurance costs 29.16% less
- Doyleville: Insurance costs 17.76% less
- Downers: Insurance costs 47.41% less
- Dorchester: Insurance costs 46.24% less
- Dongola: Insurance costs 17.40% less
- Dogtown: Insurance costs 38.85% less
- Dixie Gardens: Insurance costs 26.14% more
- Dixie: Insurance costs 33.35% less
- Disco: Insurance costs 34.61% less
- Dingle: Insurance costs 50.38% less