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Get Cheap Car Insurance in Mary Esther, FL
We monitor insurance prices, helping the average driver in Mary Esther save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Mary Esther
The chart below shows the cheapest car insurance company in Mary Esther for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Mary Esther Insurer | Monthly Cost |
|---|---|
| Geico | $119 |
| State Farm | $126 |
| Gainsco | $164 |
| Bristol West | $164 |
Savings for Every Kind of Mary Esther Driver
Based on our extensive insurance data, we know the average Mary Esther driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $728 per year by choosing the right vehicle insurance company. Some Mary Esther residents are paying out over $2,487 extra every year for auto insurance in Mary Esther. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mary Esther, FL Savings / Yr. |
|---|---|
$728 |
|
$1,069 |
|
$822 |
|
$813 |
|
$2,584 |
|
$706 |
|
$1,029 |
Mary Esther Car Insurance vs. Florida
People living in Mary Esther pay an average of 5.86% less than the typical driver in the state. The average driver in Mary Esther can expect to pay about $2,271 per year, or $2,487 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Mary Esther for most people.
Car Insurance Prices by Mary Esther Neighborhood
Insurance Prices
Where is insurance cheapest within Mary Esther?
The map shows insurance prices in and around Mary Esther, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $446 per year within the city boundaries, with insurance premiums ranging from a high of $2,681 to a low of $2,235. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Mary Esther.Pick the Best Car Insurance Company for You in Mary Esther
The best car insurance provider for most drivers in Mary Esther
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $728 over the average Mary Esther car insurance company.
The best car insurance provider for Mary Esther drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,069 over the competition.
The best car insurance company for Mary Esther drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $822 better than other car insurance companies.
The best auto insurance for Mary Esther drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $813 less each year.
The least expensive car insurance company for new and young drivers in Mary Esther
In Mary Esther, Geico costs young drivers $2,584 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mary Esther
Geico gave the largest car insurance discounts to married couples, averaging $706 saved each year compared to an average Mary Esther couple's premiums.
The cheapest car insurance in Mary Esther for drivers with bad credit
The best Mary Esther car insurance company for customer service
Recent price drops
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The cheapest large national provider in Mary Esther
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mary Esther driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mary Esther, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Mary Esther
What Influences the Cost of Car Insurance in Mary Esther?
On average, car insurance in Mary Esther is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mary Esther is 31 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mary Esther are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Mary Esther is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mary Esther is $189 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hurlburt Field: Insurance costs 10.41% less
- Wright: Insurance costs 4.66% less
- Fort Walton Beach: Insurance costs 3.46% less
- Cinco Bayou: Insurance costs 9.65% less
- Ocean City: Insurance costs 4.58% less
- Shalimar: Insurance costs 6.35% less
- Lake Lorraine: Insurance costs 6.47% less
- Navarre: Insurance costs 0.44% more
- Eglin Afb: Insurance costs 5.27% less
- Valparaiso: Insurance costs 5.11% less
Cities with Similar Populations
- Blanchard: Insurance costs 29.75% less
- Wickliffe: Insurance costs 55.45% less
- Whiting: Insurance costs 45.15% less
- Bridgewater: Insurance costs 26.90% less
- Borger: Insurance costs 23.16% less
- Bonifay: Insurance costs 5.99% less
- Bluffton: Insurance costs 53.48% less
- Bluff City: Insurance costs 46.96% less
- Blue Ash: Insurance costs 55.21% less
- Williamston: Insurance costs 49.26% less