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Get Cheap Car Insurance in Maudlow, MT

We monitor insurance prices, helping the average driver in Maudlow save up to 33.6% on car insurance.

 

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The Cheapest Minimum Coverage in Maudlow

The chart below shows the cheapest car insurance company in Maudlow for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.

 
Maudlow Insurer Monthly Cost
State Farm $43
Travelers $47
Progressive $49
Midvale Home & Auto $53

Savings for Every Kind of Maudlow Driver

The table shows how much the average auto insurance customer in Maudlow might save by following our recommendations.

Based on our extensive insurance data, we know the average Maudlow driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $401 per year by choosing the right vehicle insurance company. Some Maudlow residents are paying out over $1,606 extra every year for auto insurance in Maudlow. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Maudlow, MT Savings / Yr.
Drivers with good records
$401
Drivers with accidents
$716
Drivers with speeding tickets
$572
Drivers with a DUI conviction
$838
Young drivers
$1,824
Married drivers
$0
Drivers with bad credit
$706

Maudlow Car Insurance vs. Montana

People living in Maudlow pay an average of 0.86% less than the typical driver in the state. The average driver in Maudlow can expect to pay about $764 per year, or $1,606 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Maudlow for most people.

Car Insurance Prices by Maudlow Neighborhood

Maudlow, MT map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Maudlow?

The map shows insurance prices in and around Maudlow, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $1,615 to a low of $1,585. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Maudlow.

Pick the Best Car Insurance Company for You in Maudlow

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Maudlow insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Maudlow

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $401 over the average Maudlow car insurance company.

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We use the average good driver, paying $100 per month, as our baseline for pricing in Maudlow. State Farm, Travelers, and MetLife are all good choices for quotes if you have a clean record.

The best car insurance provider for Maudlow drivers with accidents on their records

In Maudlow getting into an accident will raise premiums an average 32% for a yearly cost of $2,371. That's $765 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Travelers are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $716 over the competition.

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The best car insurance company for Maudlow drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $572 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Maudlow, tickets raise premiums on new quotes about $486. If you have a speeding ticket, we recommend State Farm, Geico, and Travelers for savings that beat the average insurance cost of $2,092 per year.

The best auto insurance for Maudlow drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,725 per year in auto insurance premiums, which was $1,119 more than a driver with no major issues. State Farm, Progressive, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $838 less each year.

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The least expensive car insurance company for new and young drivers in Maudlow

In Maudlow, State Farm costs young drivers $1,824 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 70% more for insurance than more mature drivers in Maudlow. With an average cost of $5,426 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Nationwide try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Maudlow

The state of Montana does not allow marriage discounts, so the prices are unchanged if you are married

The cheapest car insurance in Maudlow for drivers with bad credit

People with poor credit saved an average of $706 with Travelers.

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Many people are surprised that their poor credit score can cost them an average of $1,019 every year. Premiums for people with poor credit were about $2,625 in Maudlow. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Travelers.

The best Maudlow car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Maudlow, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Maudlow.

Nationwide was the best company for customer service in Maudlow according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Maudlow, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Maudlow. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Maudlow

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 9.8% of Maudlow residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Maudlow driver can expect to pay about $101 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Maudlow, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Maudlow

What Influences the Cost of Car Insurance in Maudlow?

On average, car insurance in Maudlow is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Maudlow is 32 minutes, which is a little more than average for a driver in the state.
  • Montana state insurance regulations may require higher prices.
  • An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
  • Maudlow is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Maudlow is $64 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Maudlow driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Maudlow with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.