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Get Cheap Car Insurance in Maybrook, NY

We monitor insurance prices, helping the average driver in Maybrook save up to 32.6% on car insurance.

 

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The Cheapest Minimum Coverage in Maybrook

The chart below shows the cheapest car insurance company in Maybrook for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.

 
Maybrook Insurer Monthly Cost
Kemper $91
Plymouth Rock Assurance $121
Safeco Insurance $130
Geico $136

Savings for Every Kind of Maybrook Driver

The table shows how much the average auto insurance customer in Maybrook might save by following our recommendations.

Based on our extensive insurance data, we know the average Maybrook driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $736 per year by choosing the right vehicle insurance company. Some Maybrook residents are paying out over $2,469 extra every year for auto insurance in Maybrook. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Maybrook Car Insurance vs. New York

People living in Maybrook pay an average of 1.80% more than the typical driver in the state. The average driver in Maybrook can expect to pay about $1,791 per year, or $2,469 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Maybrook for most people.

Car Insurance Prices by Maybrook Neighborhood

Maybrook, NY map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Maybrook?

The map shows insurance prices in and around Maybrook, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $327 per year within the city boundaries, with insurance premiums ranging from a high of $2,652 to a low of $2,325. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Maybrook.

Pick the Best Car Insurance Company for You in Maybrook

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Maybrook insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Maybrook

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $736 over the average Maybrook car insurance company.

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We use the average good driver, paying $144 per month, as our baseline for pricing in Maybrook. Kemper, Erie Insurance, and Plymouth Rock Assurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Maybrook drivers with accidents on their records

In Maybrook getting into an accident will raise premiums an average 5.2% for a yearly cost of $2,605. That's $136 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $469 over the competition.

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The best car insurance company for Maybrook drivers with speeding tickets

>Kemper gave the average person with a speeding ticket the most savings, averaging $938 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Maybrook, tickets raise premiums on new quotes about $532. If you have a speeding ticket, we recommend Progressive, Kemper, and Plymouth Rock Assurance for savings that beat the average insurance cost of $3,001 per year.

The best auto insurance for Maybrook drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,395 per year in auto insurance premiums, which was $926 more than a driver with no major issues. Progressive, Travelers, and Plymouth Rock Assurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $949 less each year.

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The least expensive car insurance company for new and young drivers in Maybrook

In Maybrook, Progressive costs young drivers $2,324 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Maybrook. With an average cost of $7,274 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Progressive try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Maybrook

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $84. State Farm, Geico, and Progressive provided the largest discounts to couples living in Maybrook.

Progressive gave the largest car insurance discounts to married couples, averaging $778 saved each year compared to an average Maybrook couple's premiums.

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The cheapest car insurance in Maybrook for drivers with bad credit

People with poor credit saved an average of $1,239 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,567 every year. Premiums for people with poor credit were about $4,035 in Maybrook. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Allstate, and Plymouth Rock Assurance.

The best Maybrook car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Maybrook, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Maybrook.

Nationwide was the best company for customer service in Maybrook according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Maybrook, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Maybrook. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Maybrook

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 45% of Maybrook residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Maybrook driver can expect to pay about $183 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Maybrook, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.
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Auto Insurance Prices in and Around Maybrook

What Influences the Cost of Car Insurance in Maybrook?

On average, car insurance in Maybrook is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Maybrook is 40 minutes, which is far more than average for a driver in the state.
  • New York state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Maybrook are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
  • Maybrook is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Maybrook is $149 per month for minimum coverage and $206 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Maybrook driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Maybrook with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.