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Get Cheap Car Insurance in Mayfield, NY
We monitor insurance prices, helping the average driver in Mayfield save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Mayfield
The chart below shows the cheapest car insurance company in Mayfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Mayfield Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $102 |
| Safeco Insurance | $110 |
| Geico | $115 |
Savings for Every Kind of Mayfield Driver
Based on our extensive insurance data, we know the average Mayfield driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $622 per year by choosing the right vehicle insurance company. Some Mayfield residents are paying out over $2,087 extra every year for auto insurance in Mayfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mayfield, NY Savings / Yr. |
|---|---|
$622 |
|
$397 |
|
$793 |
|
$802 |
|
$1,965 |
|
$658 |
|
$1,048 |
Mayfield Car Insurance vs. New York
People living in Mayfield pay an average of 13.92% less than the typical driver in the state. The average driver in Mayfield can expect to pay about $1,514 per year, or $2,087 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Mayfield for most people.
Car Insurance Prices by Mayfield Neighborhood
Insurance Prices
Where is insurance cheapest within Mayfield?
The map shows insurance prices in and around Mayfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $45 per year within the city boundaries, with insurance premiums ranging from a high of $2,106 to a low of $2,061. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Mayfield.Pick the Best Car Insurance Company for You in Mayfield
The best car insurance provider for most drivers in Mayfield
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $622 over the average Mayfield car insurance company.
The best car insurance provider for Mayfield drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $397 over the competition.
The best car insurance company for Mayfield drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $793 better than other car insurance companies.
The best auto insurance for Mayfield drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $802 less each year.
The least expensive car insurance company for new and young drivers in Mayfield
In Mayfield, Progressive costs young drivers $1,965 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mayfield
Progressive gave the largest car insurance discounts to married couples, averaging $658 saved each year compared to an average Mayfield couple's premiums.
The cheapest car insurance in Mayfield for drivers with bad credit
The best Mayfield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Mayfield
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mayfield driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mayfield, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Mayfield
What Influences the Cost of Car Insurance in Mayfield?
On average, car insurance in Mayfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mayfield is 31 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mayfield are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Mayfield is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mayfield is $126 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jackson Summit: Insurance costs 1.25% less
- Benson: Insurance costs 0.10% less
- Broadalbin: Insurance costs 0.67% more
- Fish House: Insurance costs 1.77% more
- Gloversville: Insurance costs 4.60% more
- Progress: Insurance costs 1.58% more
- West Bush: Insurance costs 0.48% more
- Northville: Insurance costs 0.96% more
- Bleecker: Insurance costs 1.34% more
- Hagedorns Mills: Insurance costs 0.38% more
Cities with Similar Populations
- Arlington: Insurance costs 25.11% less
- Whiteman AFB: Insurance costs 17.54% less
- Warsaw: Insurance costs 46.77% less
- Verdi: Insurance costs 5.65% less
- Stringer: Insurance costs 19.69% less
- Stoutsville: Insurance costs 45.76% less
- Screven: Insurance costs 23.24% less
- Kohler: Insurance costs 51.32% less
- Hansen: Insurance costs 48.16% less
- Dundas: Insurance costs 26.16% less