Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in McFarland, KS
We monitor insurance prices, helping the average driver in McFarland save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in McFarland
The chart below shows the cheapest car insurance company in McFarland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| McFarland Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Kemper | $52 |
| Farm Bureau | $54 |
| Travelers | $55 |
Savings for Every Kind of McFarland Driver
Based on our extensive insurance data, we know the average McFarland driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $358 per year by choosing the right vehicle insurance company. Some McFarland residents are paying out over $1,510 extra every year for auto insurance in McFarland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
McFarland, KS Savings / Yr. |
|---|---|
$358 |
|
$570 |
|
$407 |
|
$667 |
|
$1,301 |
|
$332 |
|
$725 |
McFarland Car Insurance vs. Kansas
People living in McFarland pay an average of 3.49% less than the typical driver in the state. The average driver in McFarland can expect to pay about $814 per year, or $1,510 for full coverage.
Based on our analysis, Geico will be the cheapest provider in McFarland for most people.
Car Insurance Prices by McFarland Neighborhood
Insurance Prices
Where is insurance cheapest within McFarland?
The map shows insurance prices in and around McFarland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $38 per year within the city boundaries, with insurance premiums ranging from a high of $1,538 to a low of $1,500. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of McFarland.Pick the Best Car Insurance Company for You in McFarland
The best car insurance provider for most drivers in McFarland
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $358 over the average McFarland car insurance company.
The best car insurance provider for McFarland drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $570 over the competition.
The best car insurance company for McFarland drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $407 better than other car insurance companies.
The best auto insurance for McFarland drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $667 less each year.
The least expensive car insurance company for new and young drivers in McFarland
In McFarland, Geico costs young drivers $1,301 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in McFarland
State Farm gave the largest car insurance discounts to married couples, averaging $332 saved each year compared to an average McFarland couple's premiums.
The cheapest car insurance in McFarland for drivers with bad credit
The best McFarland car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in McFarland, which was better than other insurers.
The cheapest large national provider in McFarland
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average McFarland driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In McFarland, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around McFarland
What Influences the Cost of Car Insurance in McFarland?
On average, car insurance in McFarland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in McFarland are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- McFarland is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in McFarland is $68 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Alma: Insurance costs 1.19% more
- Paxico: Insurance costs 0.26% less
- Hessdale: Insurance costs 1.46% more
- Wamego: Insurance costs 0.13% more
- Zeandale: Insurance costs 0.66% less
- Maple Hill: Insurance costs 0.46% less
- Louisville: Insurance costs 0.79% less
- Belvue: Insurance costs 0.07% less
- St. George: Insurance costs 2.45% less
- St. Marys: Insurance costs 0.93% less
Cities with Similar Populations
- Lane: Insurance costs 13.77% more
- Rosalia: Insurance costs 2.52% more
- Lothair: Insurance costs 12.32% more
- Leonard: Insurance costs 8.28% more
- Leighton: Insurance costs 19.87% less
- Lehigh: Insurance costs 19.34% less
- Leburn: Insurance costs 53.11% more
- Lazbuddie: Insurance costs 20.60% more
- Laona: Insurance costs 44.17% more
- Lanier: Insurance costs 12.58% more