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Get Cheap Car Insurance in Meadowdale, NY
We monitor insurance prices, helping the average driver in Meadowdale save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Meadowdale
The chart below shows the cheapest car insurance company in Meadowdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Meadowdale Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $104 |
| Safeco Insurance | $112 |
| Geico | $117 |
Savings for Every Kind of Meadowdale Driver
Based on our extensive insurance data, we know the average Meadowdale driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $635 per year by choosing the right vehicle insurance company. Some Meadowdale residents are paying out over $2,130 extra every year for auto insurance in Meadowdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Meadowdale, NY Savings / Yr. |
|---|---|
$635 |
|
$405 |
|
$809 |
|
$819 |
|
$2,005 |
|
$671 |
|
$1,069 |
Meadowdale Car Insurance vs. New York
People living in Meadowdale pay an average of 12.16% less than the typical driver in the state. The average driver in Meadowdale can expect to pay about $1,545 per year, or $2,130 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Meadowdale for most people.
Car Insurance Prices by Meadowdale Neighborhood
Insurance Prices
Where is insurance cheapest within Meadowdale?
The map shows insurance prices in and around Meadowdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $58 per year within the city boundaries, with insurance premiums ranging from a high of $2,151 to a low of $2,093. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Meadowdale.Pick the Best Car Insurance Company for You in Meadowdale
The best car insurance provider for most drivers in Meadowdale
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $635 over the average Meadowdale car insurance company.
The best car insurance provider for Meadowdale drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $405 over the competition.
The best car insurance company for Meadowdale drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $809 better than other car insurance companies.
The best auto insurance for Meadowdale drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $819 less each year.
The least expensive car insurance company for new and young drivers in Meadowdale
In Meadowdale, Progressive costs young drivers $2,005 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Meadowdale
Progressive gave the largest car insurance discounts to married couples, averaging $671 saved each year compared to an average Meadowdale couple's premiums.
The cheapest car insurance in Meadowdale for drivers with bad credit
The best Meadowdale car insurance company for customer service
Nationwide was the best company for customer service in Meadowdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Meadowdale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Meadowdale driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Meadowdale, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Meadowdale
What Influences the Cost of Car Insurance in Meadowdale?
On average, car insurance in Meadowdale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Meadowdale is 30 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Meadowdale are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Meadowdale is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Meadowdale is $129 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Guilderland Center: Insurance costs 0.38% more
- Voorheesville: Insurance costs 2.63% more
- Altamont: Insurance costs 1.41% more
- New Scotland: Insurance costs 1.27% less
- Guilderland: Insurance costs 7.09% more
- East Berne: Insurance costs 0.61% more
- Hartmans Corners: Insurance costs 1.17% more
- Dunnsville: Insurance costs 0.80% more
- Westmere: Insurance costs 4.60% more
- Slingerlands: Insurance costs 4.04% more
Cities with Similar Populations
- Bingham: Insurance costs 36.43% less
- Turret: Insurance costs 12.72% less
- Tulu: Insurance costs 36.57% less
- Triumph: Insurance costs 61.74% more
- Blountsville: Insurance costs 44.60% less
- Blakemore: Insurance costs 20.61% less
- Bismarck: Insurance costs 49.06% less
- Birney: Insurance costs 20.80% less
- Birdsong: Insurance costs 19.48% less
- Twin Hills: Insurance costs 35.96% less