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Get Cheap Car Insurance in Medina, NY
We monitor insurance prices, helping the average driver in Medina save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Medina
The chart below shows the cheapest car insurance company in Medina for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Medina Insurer | Monthly Cost |
|---|---|
| Kemper | $82 |
| Plymouth Rock Assurance | $108 |
| Safeco Insurance | $117 |
| Geico | $122 |
Savings for Every Kind of Medina Driver
Based on our extensive insurance data, we know the average Medina driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $661 per year by choosing the right vehicle insurance company. Some Medina residents are paying out over $2,216 extra every year for auto insurance in Medina. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Medina, NY Savings / Yr. |
|---|---|
$661 |
|
$421 |
|
$842 |
|
$852 |
|
$2,086 |
|
$698 |
|
$1,112 |
Medina Car Insurance vs. New York
People living in Medina pay an average of 8.62% less than the typical driver in the state. The average driver in Medina can expect to pay about $1,607 per year, or $2,216 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Medina for most people.
Car Insurance Prices by Medina Neighborhood
Insurance Prices
Where is insurance cheapest within Medina?
The map shows insurance prices in and around Medina, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $211 per year within the city boundaries, with insurance premiums ranging from a high of $2,293 to a low of $2,082. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Medina.Pick the Best Car Insurance Company for You in Medina
The best car insurance provider for most drivers in Medina
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $661 over the average Medina car insurance company.
The best car insurance provider for Medina drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $421 over the competition.
The best car insurance company for Medina drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $842 better than other car insurance companies.
The best auto insurance for Medina drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $852 less each year.
The least expensive car insurance company for new and young drivers in Medina
In Medina, Progressive costs young drivers $2,086 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Medina
Progressive gave the largest car insurance discounts to married couples, averaging $698 saved each year compared to an average Medina couple's premiums.
The cheapest car insurance in Medina for drivers with bad credit
The best Medina car insurance company for customer service
Recent price drops
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The cheapest large national provider in Medina
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Medina driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Medina, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Medina
What Influences the Cost of Car Insurance in Medina?
On average, car insurance in Medina is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Medina is 27 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Medina are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Medina is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Medina is $134 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Shelby Basin: Insurance costs 2.93% less
- Millville: Insurance costs 2.17% less
- Ridgeway: Insurance costs 3.11% less
- West Shelby: Insurance costs 2.44% less
- Knowlesville: Insurance costs 3.11% less
- Middleport: Insurance costs 0.27% less
- Oak Orchard: Insurance costs 4.20% less
- Jeddo: Insurance costs 3.29% less
- Eagle Harbor: Insurance costs 0.23% more
- Platten: Insurance costs 2.30% less
Cities with Similar Populations
- Oreland: Insurance costs 33.89% less
- Pompton Plains: Insurance costs 20.58% less
- Pomona: Insurance costs 15.75% less
- Polson: Insurance costs 27.35% less
- Pollock Pines: Insurance costs 12.32% less
- Plumas Lake: Insurance costs 9.70% less
- Page: Insurance costs 20.08% less
- Orlovista: Insurance costs 32.49% more
- Orland Hills: Insurance costs 27.80% less
- Port Jefferson: Insurance costs 15.61% more