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Get Cheap Car Insurance in Melville, LA
We monitor insurance prices, helping the average driver in Melville save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Melville
The chart below shows the cheapest car insurance company in Melville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Melville Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $110 |
| State Farm | $130 |
| Safeco Insurance | $131 |
| Clearcover | $145 |
Savings for Every Kind of Melville Driver
Based on our extensive insurance data, we know the average Melville driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $845 per year by choosing the right vehicle insurance company. Some Melville residents are paying out over $3,040 extra every year for auto insurance in Melville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Melville, LA Savings / Yr. |
|---|---|
$845 |
|
$1,483 |
|
$1,055 |
|
$1,592 |
|
$2,525 |
|
$784 |
|
$1,348 |
Melville Car Insurance vs. Louisiana
People living in Melville pay an average of 0.89% more than the typical driver in the state. The average driver in Melville can expect to pay about $1,923 per year, or $3,040 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Melville for most people.
Car Insurance Prices by Melville Neighborhood
Insurance Prices
Where is insurance cheapest within Melville?
The map shows insurance prices in and around Melville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $61 per year within the city boundaries, with insurance premiums ranging from a high of $3,069 to a low of $3,008. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Melville.Pick the Best Car Insurance Company for You in Melville
The best car insurance provider for most drivers in Melville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $845 over the average Melville car insurance company.
The best car insurance provider for Melville drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,483 over the competition.
The best car insurance company for Melville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,055 better than other car insurance companies.
The best auto insurance for Melville drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,592 less each year.
The least expensive car insurance company for new and young drivers in Melville
In Melville, Farm Bureau costs young drivers $2,525 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Melville
Farm Bureau gave the largest car insurance discounts to married couples, averaging $784 saved each year compared to an average Melville couple's premiums.
The cheapest car insurance in Melville for drivers with bad credit
The best Melville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Melville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Melville driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Melville, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Melville
What Influences the Cost of Car Insurance in Melville?
On average, car insurance in Melville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Melville is 44 minutes, which is far more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Melville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Melville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Melville is $160 per month for minimum coverage and $253 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elba: Insurance costs 0.72% less
- Coon: Insurance costs 0.16% more
- Palmetto: Insurance costs 0.43% less
- Morganza: Insurance costs 1.91% more
- Fordoche: Insurance costs 0.86% more
- Krotz Springs: Insurance costs 1.18% less
- Labarre: Insurance costs 4.01% more
- Lottie: Insurance costs 3.13% more
- Blanks: Insurance costs 1.09% more
- Waxia: Insurance costs 1.32% more
Cities with Similar Populations
- Sadsburyville: Insurance costs 54.57% less
- Norvell: Insurance costs 8.26% less
- Puako: Insurance costs 52.53% less
- Remer: Insurance costs 46.25% less
- Renova: Insurance costs 42.83% less
- Revere: Insurance costs 53.95% less
- Richwood: Insurance costs 47.53% less
- Riddleton: Insurance costs 56.12% less
- Ridgeway: Insurance costs 59.67% less
- Rocky Ridge: Insurance costs 55.10% less