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Get Cheap Car Insurance in Mercerville, NJ
We monitor insurance prices, helping the average driver in Mercerville save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Mercerville
The chart below shows the cheapest car insurance company in Mercerville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Mercerville Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Geico | $63 |
| Plymouth Rock Assurance | $77 |
| NJM | $91 |
Savings for Every Kind of Mercerville Driver
Based on our extensive insurance data, we know the average Mercerville driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $474 per year by choosing the right vehicle insurance company. Some Mercerville residents are paying out over $1,809 extra every year for auto insurance in Mercerville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mercerville, NJ Savings / Yr. |
|---|---|
$474 |
|
$879 |
|
$675 |
|
$583 |
|
$2,339 |
|
$456 |
|
$709 |
Mercerville Car Insurance vs. New Jersey
People living in Mercerville pay an average of 0.41% less than the typical driver in the state. The average driver in Mercerville can expect to pay about $1,079 per year, or $1,809 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Mercerville for most people.
Car Insurance Prices by Mercerville Neighborhood
Insurance Prices
Where is insurance cheapest within Mercerville?
The map shows insurance prices in and around Mercerville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $165 per year within the city boundaries, with insurance premiums ranging from a high of $1,919 to a low of $1,754. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Mercerville.Pick the Best Car Insurance Company for You in Mercerville
The best car insurance provider for most drivers in Mercerville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $474 over the average Mercerville car insurance company.
The best car insurance provider for Mercerville drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $879 over the competition.
The best car insurance company for Mercerville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $675 better than other car insurance companies.
The best auto insurance for Mercerville drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $583 less each year.
The least expensive car insurance company for new and young drivers in Mercerville
In Mercerville, Geico costs young drivers $2,339 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mercerville
Geico gave the largest car insurance discounts to married couples, averaging $456 saved each year compared to an average Mercerville couple's premiums.
The cheapest car insurance in Mercerville for drivers with bad credit
The best Mercerville car insurance company for customer service
Nationwide was the best company for customer service in Mercerville according to the NAIC.
Recent price drops
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The cheapest large national provider in Mercerville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mercerville driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mercerville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Mercerville
What Influences the Cost of Car Insurance in Mercerville?
On average, car insurance in Mercerville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mercerville is 30 minutes, which is far less than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mercerville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Mercerville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mercerville is $90 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hamilton Square: Insurance costs 2.71% less
- Trenton: Insurance costs 9.23% more
- White Horse: Insurance costs 0.77% more
- Yardville: Insurance costs 3.54% less
- Princeton Junction: Insurance costs 4.70% more
- Windsor: Insurance costs 3.26% less
- Penns Neck: Insurance costs 8.24% more
- Crosswicks: Insurance costs 0.28% more
- Fieldsboro: Insurance costs 3.70% more
- Bordentown: Insurance costs 0.17% less
Cities with Similar Populations
- Platteville: Insurance costs 39.08% less
- Northlake: Insurance costs 0.44% less
- Oakland: Insurance costs 1.11% less
- Patchogue: Insurance costs 44.50% more
- Pella: Insurance costs 34.22% less
- Piedmont: Insurance costs 5.53% less
- Pinson: Insurance costs 10.23% less
- Plainwell: Insurance costs 50.80% more
- Plano: Insurance costs 16.69% less
- North Valley Stream: Insurance costs 78.83% more